Earn Your Leisure

In this powerful Market Mondays clip, host Troy Millings and guest Paul Judge break down exactly where new graduates, investors, and entrepreneurs should direct their focus in today’s rapidly evolving business world—especially as artificial intelligence (AI) transforms every sector.Paul Judge demystifies the best approach for thriving in tech: focus less on flashy technology and more on solving real, valuable problems that businesses are willing to pay for. Drawing from his own experience, Paul explains why success often comes from understanding the three core business layers—IT infrastructure, finance, and people. *IT Infrastructure:* Discover how the shift from the cloud to AI and agentic IT is creating huge opportunities for innovation in cybersecurity and enterprise software. *Finance:* Learn why embedded finance and open banking are now major arenas for anyone looking to capitalize on the globalization of money movement and fintech disruption. *People & Healthcare:* As AI reshapes the future of wo

In this clip from EYL, special guest Kelis shares her incredible journey of building a farm from the ground up in Kenya, offering invaluable insights for anyone curious about agriculture as a business opportunity. She dives into the realities of land acquisition, the true profitability of farming, and why Kenya presents unique advantages compared to places like California or Texas.Kelis discusses her experience navigating land deals, revealing how prices can vary dramatically depending on factors like proximity to main roads and the deep cultural value of heritage land. If you've ever wondered if land in Kenya can be as affordable as in some US states, she breaks it all down—including why sometimes a small plot can be just as pricey as a full acre.The conversation shifts to the profitable side of farming, specifically how crops like onions are in high demand due to local supply needs. Kelis offers real numbers, explaining how an $11,000 investment in a five-acre onion farm can yield $30,000–$35,000 per qu

In this powerful Market Mondays clip, we dive deep into the extraordinary entrepreneurial journey of Magic Johnson—a legend whose business moves have made just as much impact as his sports legacy. Inspired by a stellar Instagram video, the crew takes time to break down why Magic’s story is full of valuable lessons every aspiring entrepreneur should hear.Hear directly from a clip of Magic Johnson as he shares his struggles and triumphs in accessing capital: from being rejected by banks, to finally securing funding from CalPERS after proving his business acumen with a massive profit flip on a shopping center in the inner city. This pivotal moment opened doors for Magic, leading to his historic partnership with Starbucks—despite early skepticism that minority communities would pay “$3 for a cup of coffee.” The Market Mondays team discusses how Magic’s foresight and courage revolutionized inner city communities: he brought both movie theaters and coffee shops to places others ignored, proving how recognizing cult

On this powerful episode of Earn Your Leisure, we sit down with Grammy-nominated artist and entrepreneur Kelis, who opens up about her bold decision to leave America and build a new life in Kenya. She shares why she purchased 150 acres of farmland, how she navigated land ownership as a foreigner, and what it really costs to run a profitable farm in Africa.Kelis also breaks down her investment strategy in Africa, the benefits of hiring local talent, the mortgage system in Kenya, and her upcoming luxury wellness retreat. From tech innovation to raising children with AI-powered education, this episode is packed with insights on wealth building, sustainability, and why Africa is the future for serious investors.Link to Invest Fest: https://investfest.comhttp://FEEDTHEPPL.COM#EarnYourLeisure #Kelis #InvestInAfrica #Kenya #FarmingInAfrica #BlackWealth #LandOwnership #SustainableFarming #EYL #Entrepreneurship #WellnessRetreat #AfricaIsNowOur Sponsors:* Check out Progressive: https://www.progressive.comAdvertising In

In this insightful clip from Market Mondays, Rashad Bilal, Ian Dunlap, and Troy Millings break down one of the most disruptive tech deals of 2024—OpenAI’s $6.5 billion purchase of Johnny Ive’s design company IO. This landmark acquisition signals a major shift in the race for consumer AI devices and puts the future of Apple, the iPhone, and the wider tech ecosystem in the spotlight.The hosts discuss what this means for the tech giants, questioning if the Apple-led era of hardware innovation is waning. Ian Dunlap argues that the “FANG” days are over, and highlights how OpenAI’s move—combining Johnny Ive’s legendary Apple design pedigree with cutting-edge AI—is set to challenge not just Apple, but also the likes of Amazon and Google. Is this the birth of a new artificial intelligence-powered product that could redefine how we interact with technology and make the iPhone obsolete?Troy Millings runs through Johnny Ive’s historic impact on Apple, from creating the iMac, iPod, iPhone, iPad and Apple Watch, to reshap

In this insightful clip, Ian Dunlap, Rashad Bilal, and Troy Millings dive deep into the current state of the US housing market as 30-year mortgage rates soar to 7.5%—levels not seen in decades. The conversation kicks off with pressing questions: Are we witnessing the early stages of a housing affordability crisis? What does this mean for homebuyers, sellers, and the broader economy?Ian discusses the broader bond market issues, including the recent U.S. Treasury auction struggles and the looming $5 trillion interest payment Americans might face over the next decade. Troy highlights how rising rates, stagnant wages, and mounting personal and institutional debt are making home ownership less attainable, especially for incoming buyers and younger generations. The group also touches on the impact of student loan debt returning from deferment, adding to the financial strains many Americans already face.Rashad brings practical advice to the table, sharing his personal experience with a cash-out refinance on an inves

In this insightful Market Mondays clip, Rashad Bilal and Troy Millings take you on a powerful journey across Africa as they reflect on their recent travels to Rwanda and Kenya. From attending the NBA Africa League to meeting with influential dignitaries, entrepreneurs, and local citizens, they share firsthand experiences and lessons from the heart of these dynamic countries.Discover what makes Rwanda one of the cleanest and safest nations on the continent, boasting remarkable infrastructure, efficient governance, and a welcoming environment for investors and expats alike. Hear about Rwanda’s commitment to sustainability—banning plastic bags and introducing strong environmental policies—and learn how the government works hand-in-hand with private sectors and everyday citizens to drive progress.Get inspired as Rashad and Troy recount conversations with local entrepreneurs who urge the diaspora to “trade chains for land” and see Africa as a place teeming with investment potential, community, and prosperity. They

Welcome back to another enlightening episode of EYL! In today's session, we dive deep into the intricate world of trademarks and copyrights with none other than Rosezena Pierce, affectionately known as "The Biz Lawyer." Rosezena sits down with hosts Rashad Bilal and Troy Millings to unravel the mysteries surrounding the differences between trademarks and copyrights, and their importance to entrepreneurs and business owners alike.*Key Highlights:*1. *Difference Between Trademark and Copyright (0:00:00 - 0:02:05):* Rosezena distinguishes between trademarks and copyrights succinctly; while copyrights protect creative expressions fixed in tangible mediums, trademarks serve as source identifiers that consumers can trace back to specific providers of goods or services.2. *Ownership of Creative Works (0:02:05 - 0:02:44):* A significant revelation for many entrepreneurs—hiring someone to create a logo or artwork does not inherently transfer the ownership of the copyright to the hirer. Rosezena explain

In this insightful clip from Market Mondays, Rashad Bilal and Troy Millings dive deep into the financial playbook for college athletes navigating the new world of NIL (Name, Image, and Likeness) deals. Discover the real stories behind multi-million dollar agreements, the impact of high-profile transfers like Captain Jack, and learn why some student athletes are out-earning everyone on campus except high-profile coaches!Rashad and Troy break down the best strategies for young athletes and their families to protect and grow their money, including:The importance of long-term investing: Find out why splitting money between index funds, big tech stocks like Microsoft, and even Bitcoin could potentially turn a $1 million NIL deal into $8 million in under a decade.Avoiding financial pitfalls: Learn why expensive cars and “entourage” expenses are the fast track to going broke — and how street agents and advisors can eat away at your earnings with hidden percentages.The power of deferred income annuities (DIA): Get th

In this powerful episode of Earn Your Leisure, we sit down with Math Hoffa, Ray Daniels, and Obi Omile to break down the intersection of culture, business, and creativity.They dive into how they came together to launch the Off The Top freestyle competition, how mixtapes reshaped freestyle culture, and what it takes to grade lyrical talent. Obi shares how he built and raised money for theCut—his revolutionary barber booking app—and the deeper role the barbershop plays in the Black community.We also unpack the mindset behind building businesses, why collaboration takes discipline, and the harsh truths about podcasting and monetization. From Ray’s Mount Rushmore of Atlanta rappers to the debate on new superstars in the music industry—this one is full of gems.Link to Invest Fest: https://investfest.com#EarnYourLeisure #MathHoffa #RayDaniels #ObiOmile #OffTheTop #FreestyleRap #theCut #BarbershopCulture #BlackEntrepreneurs #Podcasting #HipHopBusiness #MusicIndustry #FinancialLiteracy #EYLAdvertising Inquiries: http

In this insightful clip, Ian Dunlap and Rashad Bilal dive deep into some of the biggest topics shaking up the crypto world this year. With Coinbase’s recent addition to the S&P 500, the conversation explores what this monumental move means for crypto legitimacy, bitcoin’s dominance, and investor options in this rapidly evolving space.The discussion covers:*Coinbase Joins the S&P 500:* What does it signal for cryptocurrency mainstream acceptance? Is this a sign that digital assets are here to stay, or just another speculative bubble?*Security Concerns:* Recent security breaches, SIM swap scams, and the rising wave of crypto theft. Hear real stories—including Rashad’s personal account—about hacks, risks, and what investors can do to protect themselves.*Investment Strategies:* Should you buy Bitcoin, Bitcoin ETFs like IBIT, or stocks such as Coinbase or MicroStrategy? The hosts break down the differences, the potential volatility, and ways to gain exposure to the upside without holding crypto directly.*I

In this insightful clip, Lex P and Drea Nicole of the Pour Minds podcast join Rashad Bilal and Troy Millings from Earn Your Leisure to break down exactly how successful podcasters make money. If you’ve ever wondered how top podcasts generate multiple streams of income, this conversation is a must-watch.Lex and Drea get real about the many ways Pour Minds has built revenue—from ad deals, YouTube streams, and Patreon, to live shows, merchandise, ebooks, online courses, and even unique brand partnerships. They share what types of advertisers approach them, why some brands (surprisingly) DON’T sponsor their content, and how their approach to guest booking shaped a loyal and engaged community—the “Pour Crew.”The discussion dives into:Building multiple income streams as a podcasterThe truth behind ad revenue and sponsorshipsUsing YouTube, Patreon, and social media to get paidMerch sales, ebooks, courses, and hosting events for extra cashTips for building a long-lasting, supportive audienceHow authenticity and engag

In this enlightening clip, join Rashad Bilal, Troy Millings, and Ian Dunlap as they break down Warren Buffett’s investment preferences and debate the classic question: stocks or real estate? The trio dives into public records showing Buffett famously owns just one home and prefers the stock market for its simplicity and liquidity. But is there more to the story? Ian highlights the distinction between public statements and private wealth strategies, suggesting even more diversified holdings through trusts and partnerships.The conversation then pivots to how elite investors and institutions like BlackRock diversify beyond a single asset class. The consensus? Don’t put all your eggs in one basket. Today’s smart investor should consider stocks, real estate, businesses, crypto, and more to seize opportunities as markets evolve.The hosts also speculate on how Berkshire Hathaway’s next chapter might unfold, especially around Bitcoin. With Buffett’s retirement and a cautious successor at the helm, could Berkshire inc

We sat down with Lex and Drea from Pour Minds to talk about their brand new travel show Travel Queens on BET. In this powerful and entertaining conversation, they break down how they negotiated their TV deal, built a thriving community, and continue to inspire Black women to explore the world fearlessly.They also share their top travel destinations, favorite food cities, and the importance of highlighting Black experiences through global storytelling. From Brazil to the best soul food cities in America, this episode is a must-watch for anyone passionate about travel, culture, and representation.#PourMinds #TravelQueens #BET #BlackTravelMovement #FoodieCulture #EarnYourLeisure #BlackWomenTravel #TravelShow #BlackExcellence #PodcastInterview #LexAndDrea #CulturalTravel #Top5Cities #InternationalFoodAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this insightful clip, Troy Millings, Ian Dunlap, and Rashad Bilal unpack the latest developments on U.S. tariffs against China, including the newly announced 90-day pause and drastic rate changes. The hosts break down how tariffs were originally raised up to 145%, only to be quickly slashed to 10% for most products—with further specifics on items related to fentanyl. They dive deep into what this rapid shift signals for global markets, American businesses, and the broader economy.Listen in as they discuss:The real-life impacts on business owners who struggled with delayed shipments and skyrocketing feesWhy the 90-day pause creates both relief and lingering uncertaintyThe political strategies (and missteps) behind tariff negotiationsIf these moves actually benefit the U.S. or just add more volatility to the marketWhat to watch for as the next 90 days unfold and final deals are negotiatedWhether you're an investor, entrepreneur, or just want to understand the latest market news, this clip gives you pract

In this insightful clip from Money Moves, hosts Rashad Bilal, Troy Millings, and Ian Dunlap break down why living below your means is the ultimate wealth strategy—and why modesty might be your greatest financial asset. They discuss money traps that can derail your financial progress, the true cost of home ownership, and why that flashy car or expensive watch may not be worth the investment.Rashad revisits the importance of financial organization and planning for your family’s future, urging us all to consider what would happen if the unexpected occurred. The trio doesn’t hold back as they share personal stories, from passing up on luxury cars, to resisting peer pressure to “flex,” and putting family first with smart estate planning.Ian talks about the discipline it takes to maintain a modest lifestyle, even when tempted by the trappings of wealth, and Troy emphasizes building a solid financial legacy over superficial purchases. The hosts also challenge common financial myths—like always buying, not leasing, a

In this exclusive Earn Your Leisure interview, G Perico breaks down the real cost of being in the streets, how he went broke spending more than he made, and why independence in music is the key to real wealth. He explains how he keeps 80% of his profits, the importance of building a team, and the strategy behind flooding the market with content.We also dive into the business of touring, avoiding shady promoters, and what he learned from Nipsey Hussle. If you’re an artist, entrepreneur, or just want to own your future—this one’s for you.#GPerico #EarnYourLeisure #IndependentArtist #NipseyHussle #MusicBusiness #StreetToSuccess #ContentIsKing #HipHopGame #Daquan #Ownership #WealthBuildingAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this must-watch clip, Rashad Bilal and Ian Dunlap break down the five mandatory steps everyone should follow to take control of their personal finances and build lasting wealth. Whether you're just starting your financial journey or looking to tighten up your money game, these actionable strategies cover all the essentials: eliminating debt, smart investing, saving for retirement, setting your family up for success, and protecting your legacy.*What You'll Learn:* ✔️ How to crush your debt using the "debt snowball" method ✔️ Picking winning stocks (and sticking with them long-term) ✔️ The importance of automatic, consistent investing ✔️ Why you need both a retirement plan AND additional savings ✔️ How to save for your kids’ future through 529 or UTMA accounts ✔️ Life insurance must-haves for protecting your loved ones ✔️ Smart estate planning so your assets aren’t lost or locked away ✔️ The critical difference between qualified (retirement) and non-qualified (brokerage) accounts ✔️

In this insightful clip from EYL, host Troy Millings sits down with Paul Alex, entrepreneur and fintech innovator, to discuss how Paul is disrupting the merchant automation and ATM space. Paul shares his inspiring journey, from his humble beginnings in law enforcement to creating a multi-million dollar business helping others achieve financial freedom.Paul breaks down the foundation of his fintech approach—focusing on ATM businesses and merchant services, and empowering entrepreneurs to leverage cash discount programs. Discover how Paul’s strategies provide both passive and proactive income opportunities, allowing anyone willing to learn to build lasting, residual income.Throughout the conversation, Paul emphasizes the importance of partnership, mentorship, and the “big blue ocean” opportunity for those looking to break into the fintech space. He discusses the future vision of scaling his company from helping small businesses like cafes and bodegas, to potentially servicing massive venues such as sports arena

In this insightful clip from Market Mondays, Ian Dunlap and Rashad Bilal break down the top four lessons investors can learn from Warren Buffett’s continued dominance in the market. Whether you’re a seasoned trader or just starting your investment journey, these key takeaways from the Oracle of Omaha's playbook—including sticking to your plan, building a resilient portfolio, making data-driven decisions, and trimming profits at the right time—are essential for long-term success.Rashad shares why it’s critical to stay the course and block out market noise, especially during tumultuous conditions. The pair also discusses Buffett’s discipline in taking profits at all-time highs, referencing his smart moves with Apple stock, and how maintaining a “destruction-free” portfolio is key to weathering any market environment. Beyond stock market wisdom, the conversation shifts to the evolving world of NFTs and gaming. With major brands like Pokemon reportedly exploring crypto-backed NFTs on platforms like Solana, Ia