I wish I was taught that at school

Keryn Batsilas is a qualified financial adviser who has set up Your Life & Money Matters to help people of all ages and at all stages of life improve their financial skills.Keryn believes that financial literacy is a basic life skill that should be taught early but says it’s never too late to start improving your money management habits.She concedes that it can be hard for some people to get started, especially if they have to change some behaviours, but sticking with it always pays dividends (so to speak)!In this episode, we look at some of the things that Keryn believes everyone can and should do to improve their money management skills, including:Why having a solid spending plan is a crucial starting point;What motivates people to get on top of their saving and spending;Why you should split your money into separate accounts;How to be strategic about your spending – and be OK with that; andWhat she has against credit cards!Whether you’re just starting to get on top of your finances or are well into your