Real Estate Ready

Monthly Market Update, June 2019

EP 19: Chris went golfing (shocker) and Amanda went stand up paddleboarding on the Poudre River. Amanda and Chris talk with Dan Beck, Founder, and Owner of Colorado Credit Repair. With so much misinformation and different opinions regarding repairing credit, it can be confusing to navigate to a healthy credit score. It’s ok to ask for help, but make sure you're getting credible advice from an expert (not some random blogger who most likely works for a credit card company)! Become informed and empowered to start increasing your credit score. Your credit score affects how much you may pay monthly in mortgage (or if you even qualify), insurance, and many other life expenses.   Topics You’ll Hear: ideal credit card usage for an ideal credit score, credit karma score vs FICO score,  annual credit score, hard vs soft inquiries, the rule of 22   Heart Focus Moment: Helen Keller   Find us on Instagram! @RealEstateReadyPodcast   Connect with Dan: DanBeckCreditRepair.com

EP 18: What is title insurance? Do you need it? Title insurance is all about everything is about the past; Who owned it, are there easements? If you are getting a loan YOU NEED IT! Land Title reports that 36% of all real estate transactions have a defect in the title. Learn how to avoid wire fraud, it is very prevalent now. Red flags, if you are a buyer about to send a wire transfer, and you receive an email with punctuation errors or the email is a little different, someone may be hacking into the system and trying to steal your money!    Topics You’ll Hear: Title insurance, real estate, wire fraud   Heart Focus Moment: Barack Obama   Find us on Instagram! @RealEstateReadyPodcast

EP 17: Amanda checks out Curt Gowdy State Park and Chris is dancing at the Lagoon Concert Series. Jan Jordan visits Stout Studios to educate you on all things reverse mortgage. Don’t be house rich cash poor in your golden years. Learn how your investment can work for you! Give yourself permission to learn and build a team.   Topics You’ll Hear: Reverse Mortgage   Heart Focus Moment: Steve Jobs   Find us on Instagram! @RealEstateReadyPodcast   Connect with Jan: reversemortgagecoloradohelp.com/meet-jan-jordan

Monthly Market Update, May 2019

EP 16: If you're going to be shopping insurance, talk to at least 2 to 3 people; Start by talking with your friends, get a referral! If you have any life changes, call your agent, it could save you money! Check in with your agent at least once a year. If you are a renter, get renters insurance, it could help you with homeowners insurance when you're ready to move into homeownership. If you are a homeowner, make sure your roof is good!   Topics You’ll Hear: Insurance, Auto Insurance, Renters Insurance, Homeowners Insurance, Life Insurance    Heart Focus Moment: Robert Kiyosaki   Find us on Instagram! @RealEstateReadyPodcast   Connect with Chris: agents.allstate.com/christopher-musa-greeley-co.html CHRIS.MUSA@allstate.com

EP 15: Amanda takes a family trip to the ER, but everything is ok! Chris decides to try running! They sit down with Jessica Poling of LC Real Estate Group. Jessica loves Northern Colorado and has a passion for creating community. In this episode, you’ll learn what the process looks like with new build and how long it takes from dirt to keys. LC Homes are in Milliken, Loveland, and Fort Collins.   Topics You’ll Hear: LC Homes, LC Real Estate Group, Northern Colorado, New Construction   Heart Focus Moment: Unknown   Find us on Instagram! @RealEstateReadyPodcast   Connect with Jessica: 970.744.9501 www.newlchome.com Friday and Saturday 9:00 am - 5:00 pm Mon & Tue by appointment 9:00 am - 5:00 pm

EP 14: Amanda’s son, Ethan is officially a high schooler! Chris and his wife Chelsea finished their kitchen cabinets for under $300 and their marriage intact! Amanda and Chris sit down with Gene Vaughan, broker-owner of RE/MAX Alliance and Fort Collins resident since 1965! He might have come for the party, but has also shown to be a business wiz! Gene is a ‘farm boy’ that moved to Fort Collins for CSU to study business, but he cultivated a vision to be a physical education teacher and basketball coach, so he Graduated CSU with a masters in education. He fell in love with the excitement of real estate after seeing his father buy and sell several ranches; so with the support of his family, he took his career in the organic direction of real estate. He states that the business will have ups and downs; it is important to stay the course. Seeds that are planted don’t grow immediately. Professionals in this industry must keep a positive attitude, block out the noise, and focus on education.     Connect with Gene: 9

EP 13: Amanda and Chris chat with Chris Hardy. Chris Hardy is stylin’, happy, and kind! This fun group sit down and talk about the recent NAR meeting in D.C. last week. Touch on the details of a class action lawsuit going on regarding commissions. Studies being conducted showing who you’re friends with on social media determines your perception of the housing market. Inventory of moderately priced homes. Luxury homes (1 million and up) have seen a hefty 38% appreciation. Income base payment plans for student loans. The importance of timely communication.   Find Chris Hardy  Facebook: https://www.facebook.com/chrishardyrealtor His Website: https://www.elevationsrealestate.com/chris-hardy/   Topics You’ll Hear: NAR, Social Media, First Time Home Buyers, Class Action Lawsuit, Inventory, Communication, Leverage, Compounding Interest, Building Wealth     Heart Focus Moment:  Eleanor Roosevelt Find us on Instagram! @RealEstateReadyPodcast

Monthly Market Update, April 2019

EP 12: Chris had a flood in his crawl space and Amanda got to check out Vedauwoo for Mothers day. Erin Crowley is in Stout Studios to talk about all things 1031 exchange. Saving money, tax law, investment property. Busting the common misconceptions of 1031 and getting down to the nitty-gritty of how to 1031 tax exchange. How to shop for QI. The importance of having the right team. Don’t lose money by being ill-informed!   Get Ahold of Erin! 720.648.3512 800.282.1031 apiexchange.com   Topics You’ll Hear: 1031 exchange   Heart Focus Moment: Maya Angelou   Find us on Instagram! @RealEstateReadyPodcast

EP 11: Chris is getting ready to go to MN and Mother’s day is this Sunday! Amanda and Chris sit down with Paul de la Garza (Chris’s business coach).   Topics You’ll Hear: Biggest/most common mistakes made in the real estate industry, mindset, time management, Steven Covey (4 buckets for time), old and new business practices, how realtors should search for a lender, tips for lenders developing relationships with realtors, healthy habits, principals that drive results and how to recover from burnout! If you are a current or aspiring realtor, lender, or professional; grab a notebook and pen! This is the episode for you!   Find Paul de la Garza: https://highperformance-solutions.com/ Check out his podcast on his website! 970.672.3602 *For a limited time, Paul is offering a FREE 30 min coaching session!   Heart Focus Moment: Brené Brown   Find us on Instagram! @RealEstateReadyPodcast

EP 10: Amanda gives us a sample of ASMR. Chris and Amanda then get us caught up on new housing developments coming to Fort Collins, I25 repairs and changes, Mulberry Corridor development, and top 10 Colorado hikes.   Sources Used: Greeley Tribune codot.gov https://www.coloradoan.com/story/news/2019/04/17/mulberry-corridor-development-affordable-housing-fort-collins/3494155002/ https://www.coloradoan.com/story/money/2019/04/15/fort-collins-river-district-getting-197-new-apartments/3435182002/ https://magazine.realtor/daily-news/2019/04/26/7-tech-companies-poised-to-disrupt-real-estate https://www.rei.com/blog/hike/ten-top-colorado-hikes   Topics You’ll Hear: ASMR, FOCOMX, new housing developments, I25 express lanes, fastest growing areas in the country (Greeley #6), affordable housing, REI top 10 hikes   Stout Studios (970) 218-2978   Heart Focus Moment: Tony Robbins   Find us on Instagram! @RealEstateReadyPodcast

EP 9: Amanda and Chris talk with Joe about what he does as a home inspector. What is important to look out for when buying and selling your home. Also, FOCOMX this weekend! See you funky birds out there!   Topics You’ll Hear: Home Inspection. What is a home inspection? What are the most important things to worry about; health & safety, roof, heating/cooling/ventilation, foundation, electrician. Radon, look into it! FOCOMX    Find Joe @ http://sitelogicinspections.com/ 970-797-3387   Heart Focus Moment: Liz Wiseman   Find us on Instagram! @RealEstateReadyPodcast

EP 8: April Neuhaus, Shark Fighter Sources Used: https://www.marketwatch.com/story/the-best-us-cities-to-raise-a-family-2019-04-01 , n2n.org Topics You’ll Hear: April’s start in the game in 2007 grew from her passion to help during such a hard time. How Neuhaus Real Estate came to be. Collaboration vs. competition. N2N.org utilizing CHFA. Local Breweries and fun spots in Berthoud! Shark fighting. Do your best, then go to sleep. **$200 Visa Gift Card Giveaway**  *WINNER ANNOUNCED MAY 9TH. Rules to enter on our Instagram page. Heart Focus Moment: Sheryl Sandberg Find us on Instagram! @RealEstateReadyPodcast

EP 7: Amanda and Chris talk about what NOT to do for home renovations! & If you catch this episode before 5/9, check out our Instagram to get entered to win a $200 VISA GIFT CARD! Sources Used: https://www.maxrealestateexposure.com/improvements-lower-home-value/ Topics You’ll Hear: ‘Improvements’ that could lower your home value #1 wallpapering your home #2 non-neutral paint colors #3 painting trim color other than white #4 texturing ceiling and walls #5 FULL CARPET  (not in entryways or formal rooms) #6 pergo flooring - cheap laminate flooring #7 mismatched tile #8 luxury kitchen renovation #9 luxury bathroom renovation   #10 2 bedrooms into 1 #11 themed children's bedrooms #12 eliminate closet space #13 sunroom #14 home theater #15 hot tub #16 Swimming pool #17 garage conversion #18 special landscaping #19 built-in fish tanks #20 DIY projects - and it shows Heart Focus Moment: Simon Sinek Find us on Instagram! @RealEstateReadyPodcast

EP 6: Amanda says yes to aerial yoga, and Chris says no. They chat with hero for the planet, Janelle McGill, renewable energy advocate for the past 20 years and get real with the nitty-gritty on solar and other renewable energy tips!     Topics You’ll Hear: Aerial yoga, Live Beyond Limit of Fort Collins, Rosario's Peruvian Restaurant, energysage.com, dsire.org, state incentives (see our instagram), rebates for Fort Collins, effect solar has on the home, pvvaule.com, EPIC program, state goals for renewable energy, fcgov.com/utilities/residential/renewables/fort-collins-community-solar, solarunitedneighbors.org   Heart Focus Moment: John Quincy Adams   Find Janelle @ JMcGillHomes.comjanelle@jmcgillhomes.com   Find us on Instagram! @RealEstateReadyPodcast

BONUS EP 5: Amanda and Chris talk about preparing your home to not just sell, but also LIVE! What home improvements have the best return (*deck addition 118.5%) and tips on how to water your lawn.   *Midrange appreciation  Sources Used: Marie Kondo The Illustrated Guide to the Life-Changing Magic of Tidying Up, Costvsvalue.com, Colorado Yard Care, Keeping Current Matters   Heart Focus Moment: Suze Orman   Find us on Instagram! @RealEstateReadyPodcast    

EP 4: Amanda and Chris chat with Dennis Schick, Broker Owner RE/MAX Alliance, Real Estate Professional. Dennis tells us how important perseverance, attitude, and gratitude are! How you treat people matter! He gives tips for professionals in the industry as well as customers! If you want to know what time Dennis wakes up.. You’ll have to listen :)   Find Dennis Online: DennisSchick.com By Phone: 970-567-3942   Topics You’ll Hear: it’s all about people! tips after you’re licensed, his morning routine, Charlie Brown, what he reads, tips for buying, how to pick a great lender, how to pick a great builder, booming areas in Northern Colorado. TPC Golf Course in Berthoud, investing, RE/MAX Alliance #1 Real Estate Franchise in the world!, Wienerschnitzel, rent vs own, Palm Springs FL, all around great advice!   Heart Focus Moment: Stephen Covey   Find us on Instagram! @RealEstateReadyPodcast

EP 3: Chris was in Amsterdam while Fort Collins had the 2019 blizzard! He's back now and at it again with Amanda Hofer. Check out our Instagram and Facebook for fun photos and great tips!  Sources Used: Zillow, U.S. News and World Report, IBM Watson Health, National Association of Home Builders, MyKCM.com Topics You'll Hear: Amsterdam, home value, Stanley hotel, hospitals, national parks, refinancing, inventory Find out where Amanda is playing music on Instagram @AmandaEHofer Heart Focus Moment: Tina Fey