Get Out Of Debt Guy Show

Millions swear by Dave Ramsey’s advice—but what if following it blindly is costing you more than you realize?In this episode, Steve opens up a respectful but honest conversation about:- Why Dave’s advice works for some… and hurts others.- The hidden cost of the “pay it all off first” mindset.- Why relying only on debit cards might be riskier than you think.- What the U.S. Constitution says about bankruptcy (yes, really).- How lost retirement time can quietly rob you of a million dollars.- The moral guilt around debt—and whether it’s helping or harming you.We’re not here to bash Dave—we’re here to question what’s right for you. Because financial freedom doesn’t come from one-size-fits-all advice. It comes from critical thinking, compassion, and math that actually works.