Freckled Foodie & Friends

In this episode, I sit down with mortgage advisor and my old high school friend, Tyler Howe, to discuss the financial must-knows of the home buying process, the basics of mortgages and loans, how pre-approvals work, and much more. Tyler walks us through the steps of a hypothetical home buying situation from pre-approvals to closing and explains typical down-payment amounts, common red flags with realtors, and how taxes come into play. He also discusses what sellers look for in offers, how to use the market to your advantage as a buyer, and what you can do now to best position yourself for a loan and to successfully make mortgage payments.   Key Takeaway / Points: Catching up on our high school history, including when Tyler was my mom’s assistant Why the mortgage and home buying process is confusing and overwhelming for so many The basics of what a mortgage is Tyler walks us through a hypothetical home buying process and gives his advice on essential first steps The pre-approval process and the basics of gett