Wharton Fintech Podcast

In our latest episode of the Wharton Fintech podcast, Anchit Gupta (WG '21) sits down with Nitya Sharma, CEO and Co-Founder of Simpl. Simpl is a technology company that offers Pay-later solutions in India. Simpl has revolutionized online checkout in India by creating a market-leading Pay-Later platform, empowering e-commerce merchants to offer their consumers 1-click checkout, a line of credit at POS, and full buyer protection. Before starting Simpl, Nitya worked on Wall Street for more than 10 years, where he structured, traded and risk-managed structured credit portfolios at Bear Stearns and Goldman Sachs. Before that, he was a co-founding portfolio manager at JNF Financial, a distressed credit hedge fund from 2010–2014.   Nitya initially moved back to India with the objective of starting an emerging-markets focused hedge-fund. However, he experienced the shortcomings of the Indian payments and credit stack first-hand when his credit card application was declined. This experience prompted him to dig deeper