Living With Money

In Ep. 036, Tim talks with Dan Gallagher.  Dan recently finished a 30-year career in the financial planning world, and is the author of the upcoming book 'The Secrets of Successful Financial Planning'.  They discuss the 6 key components to a financial plan, and shed light on some of the secrets of the financial planning world that individuals might not be aware of.

In Ep. 035, Tim talks with Peter Lazaroff.  Peter is the Co-Chief Investment Officer for Plancorp and BrightPlan.  He is a CFA, CFP, and their firms focus primarily on financial planning for clients.  We talked about how Peter got started in the industry, how he knew he wanted to "work with stocks" from a very young age, how to avoid lifestyle creep, reverse budgeting, and why Peter believes the "active vs. passive" debate is all wrong.  We also talk about his favorite St. Louis Cardinals, and what the most valuable things an MLB manager and an investment advisor can bring to their team.

In Ep. 034, Tom talks with Drew Anlas from NJ Lenders Corp.  They discuss Drew's beginnings in the mortgage business, as well as the number of different environments for getting a mortgage Drew has seen over his 34 year career.  They talk about 2003-2006 and what led to the housing collapse in 2008, as well as what it's like getting a mortgage today.  If you're confused by the mortgage process, this episode is for you!

In Ep. 033, Tom talks with Jessica Baguchinsky.  Jess is a Senior Sales Consultant for Paychex, and they discuss her inspiring story to lead her to success today.  From teaching kids in Hawaii, to completely changing careers, to getting displaced during Hurricane Sandy, Jess has overcome A LOT of obstacles to climb the latter of success.  For anyone interested in sales, or anyone struggling to figure out what they truly want to do in life this episode is for you!

In Ep. 032, Tim talks with Brynne Conroy.  Brynne runs the Femme Frugality blog, and is the author of the upcoming book 'The Feminist Financial Handbook'.  They talk about how women should feel "judgement-free" when saving and spending their hard earned money, as well as ways to work around the pay gap that exists between men and women.  They also discuss how to plan weddings and travel on a budget, and much more. Enjoy!

On today's episode of Living With Money, Tim talks with Christine Benz. Christine is the director of personal finance for Morningstar, and has written a handful of books over the span of her career. They talk about how Christine got started with Morningstar, some of the most common personal finance mistakes she sees people making, what it was like writing a personal finance book in 2009 after the financial crisis, the most important lessons she's learned over the last 25 years, and her take on the growing trend of ETF's in the market versus mutual funds.

In Ep. 030, Tim is joined by Anthony Cinelli.  Anthony is currently a school counselor in the Jersey Shore area. They talk about topics like work-life balance, the concept of self-compassion, self-awareness, areas the education system can improve with teaching students how to better handle adversity/stress/anxiety, as well as his podcast What's Next?  Each topic ties in perfectly with personal finance habits and investing habits, as well as being applied to pretty much any facet of life.

In Ep. 029 of Living With Money, Tim talks with Jonathan Clements.  Jonathan has had a lengthy career writing about personal finance and money at Forbes, The Wall Street Journal, and having authored NINE books!  They talk about Jonathan's upcoming 9th book "From Here to Financial Happiness", and how it really tries to get readers to take action as opposed to just offering tips.  They also discuss how money CAN buy you happiness, but only if you really know what your true passions are in life.  They touch on the importance of index funds, good saving habits, and much more as well!

In Ep. 028, Tim talks with Randy Thurman, CPA, CFP, and co-President of Retirement Investment Advisors.  They talk about Randy's recently released book "More Than a Millionaire".  They break down the four sections of the book in which Randy talks about the path to building wealth and building happiness.  They touch on Randy's three other books as well, and connect success in finance with success running and exercising.  Enjoy!

In Ep. 027, Tim talks with Brendan Hufford about the importance of building a brand.  Brendan started out working as a teacher, to then also running his own e-commerce site, podcasting, blogging, making videos, to now working for an SEO company while ALSO having his own SEO consulting firm as well.  They talk about the importance of picking the right platform for you, and making sure entrepreneurship is in your DNA.  

In Ep. 026, Tom talks with Angelo Fiouris from Altice USA.  They talk about how Altice can help local business owners get their small businesses on television for a reasonable price.  Gone are the days of outrageous minimum budgets for small businesses to run TV spots, Altice can work with YOUR budget to fit your needs.  They also talk about why it's important to set realistic expectations, and have a well-rounded marketing approach.

In Ep. 025, Tim talks with Alex Palumbo.  Alex is an investment advisor at Ritholtz Wealth Management.  Both Alex and Tim are advisors in their mid-twenties, so they appropriately discussed how young advisors can benefit older clients nearing retirement.  They also talked about how to stay current in an ever-changing industry, as well as how to increase interest in finance among the younger generation and get them to take an active role in their financial lives!

On Ep. 024, Tim and Brendan Mullooly talk about the value of a first job.  Whether that job is a high school kid working during the summer, or a recent college graduate entering the workforce, they talk about important takeaways from both.  They also touch on parenting techniques and when to introduce money and finance to children.  Listeners of all ages can pull value from this episode!

In Ep. 023, Tim talks with Jamie Hopkins.  Jamie is the co-director of the New York Life Center for Retirement Income, and a professor in the retirement income program at the American College of Financial Services.  Jamie is the author of the new book "Rewirement: Rewiring the Way You Think About Retirement!"  Tim and Jamie discuss the risks retirees face, the right questions to ask about your retirement income, and how to avoid big mistakes when planning for retirement income.

In Ep. 022, Tim talks with Robert Scott III.  Robert has his PhD in economics, and is a professor of economics and finance at Monmouth University here in New Jersey.  They talk about his firsthand experience with college students, what financial decision-making skills they need to thrive in college, what value they should look to get out of school, and how to properly utilize credit cards and get rid of debt.  

In Ep. 021, Tim talks with Brian Portnoy.  Brian is the Director of Investment Education at Virtus Investment Partners and the author of the upcoming book 'The Geometry of Wealth'.  They discuss how the book helps readers identify what true wealth means to them, and how to discover their financial goals.  With the book's release coming on June 11th, there is still time to pre-order the book, and learn how to tune out some of the "noise"! 

In Ep. 20, Tim talks with Paul Rugarber of PDR Designs Architecture in Point Pleasant, NJ.  They discuss what the process is like for a client working with PDR Designs, and how they like to help educate their clients so they can fully enjoy, and participate in, the process.  They discuss Paul's new book titled "Architecture to Construction (and Everything in Between)", and how Paul truly enjoys giving back to the community and helping others.  Enjoy!

In Ep. 19 of Living With Money, Tim talks with Conor Richardson. Conor is a CPA, author and blogger at Millennial Money Makeover.  Conor and Tim discussed all things personal finance when it comes to millennials. Tim asked Conor why he decided to target his writing specifically to millennials, and what he feels is the most important thing missing from a millennial's financial education today. They talked about why millennials control the future of money, and how to find that important balance between wanting to live your life now, versus saving for retirement later. They also preview Conor's upcoming book called Millennial Money Makeover, due out in the beginning of 2019, and much more.

In Ep. 018, Tim talks with Cortland Coleman from Antelope Marketing.  They discuss how Antelope Marketing helps small businesses with their marketing strategies by creating targeted, emotionally connective content on all platforms.  Cortland talks about the importance of story-telling in marketing, and outlines the four crucial steps to good story-telling.  Enjoy!

On today's episode of Living With Money, Tim talks with Kris Venne.  Kris is the Director of Wealth Management at Ritholtz Wealth Management based out of NYC.  Ritholtz Wealth Management is one of the fastest growing RIA's in the nation, and Kris discusses some of their philosophies within the firm that help them standout from the rest.  They talk about on-boarding new clients, setting client expectations, and Kris' unique take on what is "next" to come for advisors.  It's not what you would expect!  Enjoy Ep. 017, our talk with Kris Venne!