Owner Financing & Note Investing Podcast With Dawn Rickabaugh

My dear Robin in Texas, who has been a loyal and generous follower for years, comes on to talk in depth about her struggles to deal with bad tenants, rehab following eviction, and a potential exit using seller financing to sell the mobile on land to someone who needs a home. This is great for helping real estate and note investors think through the various options, get their head on straight, and choose what options are best... going in with eyes wide open. It's not fun to get blindsided down the road because you went into owner financing only having half-baked understanding of the short and long term considerations. http://linktr.ee/DawnRickabaugh

One of the most rewarding things in February's Property & Paper LIVE Q&A training was talking to someone in CA whose sister really needed some help figuring out what to do after the Altadena fire took her home, insurance turning out to be insufficient, and her "cash cow" rental in Ojai now feeling like a noose around her neck. We talk about some ideas about how she turn that around and position herself for maximum benefit, whether she sold for cash, did a lease option, an owner carry, perhaps selling "subject to" her existing financing. Lots of people needing to figure out how to get out of tight spots these days. What to do is very dependent upon that person's individual situation. That's why any advice on how to handle real estate or loan / note problems needs to include a dash of 'life coaching'. https://notequeen.samcart.com/products/deep-dive

Yes, out of every owner financed transaction, a new little note 'baby' is born. Whether it is healthy and strong, or frail and sickly is dependent upon the genetics, the DNA, of the note and the circumstances under which it was conceived. I guess it's nature vs nurture ;-) Linktr.ee/DawnRickabaugh NoteQueen.com Apply for Mentorship  

Another great session where we talk about seller financing and how it connects real estate investing and note investing. All of you make it what it is!! We are ramping up to be ready for whatever 2025 brings. Creative real estate strategies, especially with knowledge of the secondary market for notes (the note business) will make the difference between those who barely survive and those who thrive. Linktr.ee/DawnRickabaugh NoteQueen.com Apply for Mentorship

What would be more painful? Theoretically missing out on some (maybe phantom?) upside? Or losing the equity you have on the table right now? Even if you wait for prices to go higher, and they do, that will mean everything else will cost a lot more, too, so will you really be that much more ahead? If you don't feel ready to weather a financial storm, are unsure of your W2 job, etc, it could be time to take some profits off the table. Seller financing could make sense as part of your strategy, but holding some cash could also be a smart idea. Ideally, you'd be diversified out of the dollar into some precious metals and Bitcoin and other crypto blockchain projects. https://notequeen.com https://PropertyAndPaper.com

Real estate sellers, landlords and those who have no equity and just want out from under their payments, this class is for you. Many high equity sellers and tired landlords are de-risking and using the installment sale (IRC 453), seller financing to: sell quickly and easily for the highest possible price defer most of their capital gains (use the 1031 exchange to defer all capital gains) earn interest on the IRS' money have great income for retirement (often much more than you were netting in rent) leave a great inheritance for heirs and beneficiaries access to liquidity... done properly and intentionally, you can sell all or part of the payment stream for cash for little to no discount Most sellers who offer owner financing have NO IDEA that anyone would want to buy their note. Their real estate agent or broker doesn't tell them, their title company doesn't tell them, their attorney doesn't tell them, their financial advisor doesn't tell them. They find out several weeks after the closing when they start g

This episode is RICH with important information you need to know to survive the note business. Sellers who offer owner financing are far less regulated, especially if you only do a small number of seller carry transactions. But for those buying notes, there's more to know that you might imagine! Make sure to get these note business insider tips, and pick up a copy of my seller financing course for landlords and other real estate sellers: Seller Financing for Power, Peace and Profits. To join live and ask your own questions or have your own situation analyzed, be sure to subscribe over at NoteQueen.com To register for the next upcoming seller financing live call, Property (real estate) & Paper (notes) visit: PropertyAndPaper.com! And visit the Note Queen store to see what we have to offer: https://notequeen.com/shop 

Jeff brings up a good point here... attorneys, title companies and real estate brokers might know how to walk you through the mechanics of a seller financed real estate transaction, but unless they actively buy mortgage notes for their own portfolio, they don't know how to help you put the deal together in a way that makes it the most valuable... they have NO IDEA what your note would sell for on the secondary note business market. Loan originators and licensed servicers also can have insight as to specific compliance issues, but first you have to know if seller financing is even for you. First step: based upon your goals, objectives and unique personal circumstances, I will help you decide if owner financing is for you, if your plan is solid, or will end up costing you thousands. If you might need money sooner than later, we can set you up to sell your note for minimum discount while still helping you keep your own private pension and passive retirement income. Second step: have an attorney in your state pro

This interview was a delight. I love talking to people who have been around a few real cycles who have seen it all. The ability to navigate seller financing and real estate transactions creatively during times of market chaos or uncertainty are the ones who not only survive, but thrive.  Be sure to check out Scott's: TheOwnerFinanceNetwork.com Creative real estate and note investing are powerful tools, and you need to understand how to balance risk and reward and position for safety regardless of what happens in the market.

In this fabulous session of Property and Paper Live we discuss so so many interesting things. Thank you to all who showed up live to contribute with questions, answers, and great information, I appreciate you so much! For a DIY do it yourself seller financing guide and course please check out Seller Financing for Power Peace & Profits. To watch the video for seeing the financial calculator, subscribe to my You Tube Channel To see what I have to offer, you can visit NoteQueen.com/shop. Linktr.ee/dawnrickabaugh

In this session of Property & Paper Live, Ken brings up a pending foreclosure. He really wants the property, and is considering bidding at the Trustee Sale. There is a 2nd that is in danger of being completely wiped off. He could offer to buy the 2nd at a discount and foreclose from that position to greatly increase his opening bid and almost guarantee he'd get the property with the opening bid. But then he'd have to start the foreclosure timeline over again. Maybe if he'd thought of that earlier on, it would have been a good option. We also talk with others on the call and end with sharing a way to get help submitting owner financing offers so you can buy your home or investment property without asking a bank for a loan!

Why not ask for zero down? I'm going to quit being so squeamish. My interview with David Olds contains a lot of great gems, and some great reminders of getting back to basics, slowing down, and talking just one Mom 'n Pop to another for success all around.  Check out David's EZ real estate closings service Come sign up over at NoteQueen.com Get help with your seller financing offers: SellerFinancing.Services Boomer Real Estate Rescue: Double the Income You're Collecting in Rent

Tracy Z is a veteran of the note industry and she brings all her years of experience to talk about what she sees happening in the market, and how she helps others learn about the note business and get started investing in notes. We both love partials and wraps! It was fun for me to hear some of her history, as I came to the industry in the mid 90's, and she was a seasoned professional by then. I always wondered what happened to Metropolitan. They dominated back in the day, but had rolled up shop before I was actively participating in the note business. Thanks, Tracy! Great to rub shoulders with like-minded people in this space. I highly recommend anyone new to note investing check out what she has to offer over at http://noteinvestor.com   My best Dawn  http://notequeen.com

Lots of great conversation made possible by Svetlana, who brought us her scenario. She moved across the country to fulfull her dream of investing in notes. That's some grit and determination, folks! When you offer seller financing, you can get much more for your property. Learn more over at NoteQueen.com or BoomerRealEstateRescue.com

Positioning a portfolio for more cash flow before retirement kicks in. Looking at getting some property free and clear, and converting one or two into notes.

I am reminded of a story that Gordon Moss told me years ago... Derisking and being very conservative allowed him to sail through the great financial crash of 2008, whilst his counterparts lost everything during the blood bath. We don't know what's coming, so position accordingly. If real estate prices drop by 30%, or if rents go down while taxes and insurance keep going up would stress you out, it's time to consider taking some profits off the table. You may want to convert some of your real estate into notes and be the lender on your properties instead.

Earlier this month we had a series of solar flares during a few days of high geomagnetic storms. If you haven't already prepared yourself to be out of power for up to a month, this is your wake up call. Can you feed your family, filter water for them, keep them warm and safe?

It is generally not possible, but in this episode, I will show you how I helped reverse engineer a proposed real estate transaction so that the seller, a rehabber, could accept an owner financing offer and walk away with the equivalent of a cash sale.

In this episode: 00:11 - Engaging, Connecting, and Learning About Seller Financing and Note Investing 03:05 - On the Agenda: 3 Deal Reviews LIVE on Property Paper Live 03:52 - How to Submit Questions LIVE on Property Paper Live 04:39 - $400,000 Seller-Financed Single Family Home Acquired for $151,585 09:32 - Seller-Financed Multifamily 5-Plex Investment with Only 5% Down 21:14 - Acquiring a $500,000 Single Family Rental Property with No Money Down 32:45 - Should You Acquire Real Estate or Lend Private Money Before or During a Recession? 41:38 - Preparing for the Unexpected: One of the Best Investments  

https://notequeen.com/blog/sick-of-being-a-landlord-double-your-rent-with-seller-financing/ In this episode: 03:06 - Unlocking Hassle-Free Income: Leveraging Property and Paper 05:46 - Dawn’s Go-To Financial Calculator for Note Investors 07:11 - Analyzing Cash Flow: Rent vs. Seller Financing 14:40 - Mitigating Risk: Optimal Seller Finance Terms and Down Payment Standards 16:51 - Maximizing Security: Cross-Collateralizing Loans 17:42 - Exploring Acquisition: Purchasing a Plumbing Business with Terms 21:36 - LIVE Transaction Review and Calculator Practice: Crafting Favorable Terms for Commercial Property Acquisition 30:32 - The Porter Family's Journey: Setting Up Success with Favorable Terms 38:47 - Strategic Advantage: "Right of First Refusal" in Seller Financing 41:27 - Ninja Note Strategies: Minimizing Capital Gains 52:09 - Continuing Education: Advancing in Seller Financing and Notes