Let's Talk Money

Expectations and circumstances keep changing in today’s economic climate, and Dave and Reb understand that the word "no" is becoming increasingly important. On today's episode of "Let's Talk Money with Dave and Reb", they look at why saying "no'' to some things in life will be essential to avoid financial trouble ahead. Dave and Reb encourage listeners to be financially aware by creating spending plans to help them navigate cash flow, as the economy squeezes their finances. Navigating these personal financial dynamics alongside commitments to work, family and extracurriculars is so important. And saying "no" sometimes is also essential, so that they can say "yes" in other areas of their lives. Today's show is sponsored by More Than Enough Financial - a financial coaching, tax, and mortgage company empowering people to effectively manage their finances, while finding hope and financial freedom one day at a time. To order Reb's e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God's Hope and

Dave and Reb encourage listeners on today's episode of "Let's Talk Money with Dave and Reb" to persevere in the financial challenges that these days are bringing, as they hope and trust in God. With increases in cost of living, Canadians are starting to ask a lot of questions about mortgage payments, and how to meet rising prices when their incomes remain the same. Dave and Reb offer some spiritual and practical advice as they remind listeners that God is trustworthy, and anyone who trusts God will be like a tree planted by streams of water. In a year of drought, people won't fear because they are connected to the source of living water - Jesus Christ. Today's show is sponsored by More Than Enough Financial - a financial coaching, tax, and mortgage company empowering people to effectively manage their finances, while finding hope and financial freedom one day at a time. To order Reb's e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God's Hope and Freedom for Your Finances, go to morethane

As we head into the long weekend, Dave and Reb discuss one of their favourite movie characters as an example of a “not-so-faithful” steward on today’s episode of “Let’s Talk Money with Dave and Reb”. Denethor is the ruling steward of Gondor in the movie trilogy The Lord of the Rings. As a steward, he leaves his responsibilities, choosing to believe the lies of his enemy. He stops leading, fighting, and standing for truth. Grief and despair reign in his heart, and he refuses to listen to wise counsel. There are many warnings we can learn from Denethor’s example of stewardship, and Dave and Reb encourage listeners to consider his example, as well as to seriously understand their roles as managers of God’s resources. Tune in and hear their discussion. Today's show is sponsored by More Than Enough Financial - a financial coaching, tax, and mortgage company empowering people to effectively manage their finances, while finding hope and financial freedom one day at a time. To order Reb's e-book, audio book, or soft-

On today’s episode of “Let’s Talk Money with Dave and Reb” the co-hosts tackle a heart-issue money topic. Coveting is perhaps an issue we don’t usually discuss in our daily lives, but God warns us about how coveting, greed, and jealousy can lead us down dangerous paths in our hearts, in our finances, and in our relationships. Dave and Reb discuss what this looks like, and how it comes right up against our desires for contentment. In Hebrews 13:5-6 God says: Let your conduct be without covetousness; be content with such things as you have. For He Himself has said, “I will never leave you nor forsake you.” So we may boldly say: “The Lord is my helper; I will not fear. What can man do to me?” Tune in today’s show as Dave and Reb discuss how God’s presence meets our deepest needs. Today's show is sponsored by More Than Enough Financial - a financial coaching, tax, and mortgage company empowering people to effectively manage their finances, while finding hope and financial freedom one day at a time. To order Reb's

Today’s topic on “Let’s Talk Money with Dave and Reb” was inspired by a quote from Chris Anderson, the head of TED TALKS, in his book TED TALKS — The Official TED Guide to Public Speaking: “When people aren’t prepared or ready to listen, communication can’t happen.” Dave and Reb speak about listening carefully on today’s episode and challenge our thinking about communication. Even God challenges His people to listen carefully to Him in Isaiah 55. They want you to consider how well you are listening to God, and to others, especially when it comes to spending money. Listen to today's show which is sponsored by More Than Enough Financial - a financial coaching, tax, and mortgage company empowering people to effectively manage their finances, while finding hope and financial freedom one day at a time. To order Reb's e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God's Hope and Freedom for Your Finances, go to morethanenoughbooks.com. Aired: August 19th, 2022 on CHRI Radio 99.1FM in Ottawa

We are less than one month away from back-to-school season, and Dave and Reb remind listeners to keep planning for the financial commitments that come with it. On today’s episode of “Let’s Talk Money with Dave and Reb” the co-hosts provide tools and reminders for avoiding debt with the many activities and school commitments starting up in September. Listen to today’s show and hear how you can include your children in this discussion. To get a few more ideas about back-to-school spending you can read this blog at https://myratecompass.ca/blog/personal-finance/back-to-school-shopping. Today's show is sponsored by More Than Enough Financial - a financial coaching, tax, and mortgage company empowering people to effectively manage their finances, while finding hope and financial freedom one day at a time. To order Reb's e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God's Hope and Freedom for Your Finances, go to morethanenoughbooks.com. Aired: August 12th, 2022 on CHRI Radio 99.1FM in Ot

Dr. Rebecca Sutherns, CEO of Sage Solutions, joins Dave and Reb again today to talk about how the past two years have affected people’s abilities to adapt to continually changing contexts, whether it be in family relationships, workplace stress, or finances. As a certified professional facilitator, she has been helping businesses, charities, churches, and individuals determine their ability to adapt. She has also been giving guidance in re-learning and re-building adaptability skills. Dr. Sutherns simply calls it “recharging our batteries”. Listen in to hear their discussion that encourages us to keep hoping, and to keep relying on the support around us. Resilience, hope, and team support are three important pieces of building adaptability back into our lives. To learn more about Dr. Rebecca Sutherns, go to rebeccasutherns.com. Today's show is sponsored by More Than Enough Financial - a financial coaching, tax, and mortgage company empowering people to effectively manage their finances, while finding hope and

Dr. Rebecca Sutherns, CEO of Sage Solutions, shares her money story on today’s episode of “Let’s Talk Money with Dave and Reb”. After 31 years of marriage, four children, one grandchild, and 25 years of work in her business as a Certified Professional Facilitator, Dr. Sutherns reflects on the biblical financial principles she has carried with her throughout her life, as well as the beautiful financial foundation she and her husband have received through great mentors. Listen in to hear the first of two episodes that encourages us to see the thread of God’s faithfulness woven throughout our lives. To learn more about Dr. Rebecca Sutherns, go to rebeccasutherns.com. Today's show is sponsored by More Than Enough Financial - a financial coaching, tax, and mortgage company empowering people to effectively manage their finances, while finding hope and financial freedom one day at a time. Today's show is sponsored by More Than Enough Financial - a financial coaching, tax, and mortgage company empowering people to ef

Hope can be hard to find in the midst of illness, tragedy, and challenging life circumstances. But hope is exactly what Dave and Reb’s lifelong friend Patty Grose shares with listeners on today’s episode of Let’s Talk Money with Dave and Reb”. Her story is one of loss, and is lined with a strong message: make sure you have a will and estate plan in place. After losing her husband suddenly, she and her seven-year-old daughter were left to grieve and carry the responsibility of a family-owned business. The will they were putting in place was not finalized by the time he died, and this propelled them into a myriad of obstacles, challenges, and lessons in the months ahead. Add to that, a cancer diagnosis, and Patty would need to lean into the Lord like never before. Listen to Patty share her story of sorrow, hope, love, and God’s provision in the midst of these circumstances. Go to willful.co for more information. to find out more about online will planning. Today's show is sponsored by More Than Enough Financial

There is a lot of concern over inflation and interest rates in the Canadian economy, but on today’s “Let’s Talk Money with Dave and Reb” the co-hosts want to encourage listeners to take some time, breathe, and consider the historical context for interest rate fluctuations. To help Dave keep context, he keeps the historical interest rate graph from 1935 to present day on his desk. Alongside that, he also encourages listeners to create a financial plan and stick to it. They encourage people to live on less than they make, build an emergency cushion, pay down debt, and keep capturing money efficiently, making sure financial trouble is avoided. Tune in to hear their discussion. Today's show is sponsored by More Than Enough Financial - a financial coaching, tax, and mortgage company empowering people to effectively manage their finances, while finding hope and financial freedom one day at a time. You can also listen to the financial fitness seminar led by Dave and Reb by going to these links: Financial Fitness Se

Are money conversations always a good idea? That is the question Dave and Reb tackle with monthly guest Rev. Ray Borg on today's episode of "Let's Talk Money with Dave and Reb". In all their podcasting years, Reb is sure they have never talked about "unhealthy" money conversations, and in light of growing economic uncertainty, they are hearing more and more money words that are stirring up strife and fear. Tune in to hear their words of encouragement based in Scripture, and their heart to see listeners focusing on the hope of Christ. In reference to a quote shared on the podcast, here is a portion from John Fenn, leader and pastor of Church Without Walls International: The Lord's provision may not be what we'd always like. For some it may be multiple generations living under the same roof to save money. It may not be seen as the highest and best solution, but it will be the Lord's provision for many. People will need to start gardens to supplement their groceries - yet that may be the Lord's provision. Discip

Happy Canada Day! While these past years have come with difficulties and challenges for Canadians, Dave and Reb encourage listeners on today's "Let's Talk Money" to take a deep breath today and pause to celebrate! Reb asks listeners what our families and communities would look like today if we just gave thanks for all we have been given. On this day when so many communities are celebrating with barbecues and fireworks, they encourage listeners to be intentional about setting aside time to give thanks. Dave and Reb refer to Colossians 6:7 as a source of hope, as well as a reminder that we are rooted in Christ, and as we are built up in Him, our faith will grow, and we will overflow with thanksgiving. Tune in to hear their discussion. Today's show is sponsored by More Than Enough Financial - a financial coaching, tax, and mortgage company empowering people to effectively manage their finances, while finding hope and financial freedom one day at a time. You can also listen to the financial fitness seminar led by

Today, More Than Enough tax specialist and coach Bron Vasic joins "Let's Talk Money with Dave and Reb" to talk business strategy. When people are asking about tax strategies for business, Bron suggests the first focus points should be about making the business profitable, then they can learn best tax strategies based on their circumstances. Making a plan and being committed to the plan is essential, especially in today's economic climate. Also important to the business journey, is talking with other business people about their successes and failures. Learning and gleaning from others is key to successful planning. Tune in to hear their discussion. Today's show is sponsored by More Than Enough Financial - a financial coaching, tax, and mortgage company empowering people to effectively manage their finances, while finding hope and financial freedom one day at a time. You can also listen to the financial fitness seminar led by Dave and Reb by going to these links: Financial Fitness Seminar link, or for a shorter

Have you every thought about how you think about money and possessions? Or the heart issues around them? On today's "Let's Talk Money with Dave and Reb", the co-hosts look at God's directive about taking every thought captive to make it obedient to Christ (see 2 Corinthians 10). One minute you can be thankful for what's in the bank, the next minute you think there is never going to be enough. There are hundreds and thousands of thoughts we have daily, and Dave and Reb take a serious look at the need to capture our thoughts, but also the need to capture the reality of what is happening in our spending plans, as well as in our hearts towards God. Tune in to hear their discussion, as they also outline the need to capture financial margin every month. Today's show is sponsored by More Than Enough Financial - a financial coaching, tax, and mortgage company empowering people to effectively manage their finances, while finding hope and financial freedom one day at a time. You can also listen to the financial fitness

Rev. Ray Borg joins Dave and Reb today on "Let's Talk Money with Dave and Reb" to talk about the provision Israel received from places of slavery through the desert and into the promised land. The same provision they received in ancient times is the same provision available to us. God made known his ways to Moses, and his deeds to the people of Israel, according to Psalms 103. This knowledge of God's deeds and His ways is available to us as we journey in our finances today. Listen to the show and click the link to Brian Doerksen's worship song "The Jesus Way", to find encouragement no matter where you find yourself on your financial journey. Today's show is sponsored by More Than Enough Financial - a financial coaching, tax, and mortgage company empowering people to effectively manage their finances, while finding hope and financial freedom one day at a time. You can also listen to the financial fitness seminar led by Dave and Reb by going to these links: Financial Fitness Seminar link, or for a shorter versi

Financial decisions come in all shapes and sizes, and in these days of increasing interest rates and inflation, some of these decisions may be harder and harder to make. Today on "Let's Talk Money with Dave and Reb," the co-hosts talk about decision paralysis, and how listeners can apply the Word of God to their financial decision making process. Trusting in God, waiting and praying, getting rest and sleep, and finding wise counsel are all a part of the preparation God has given us to tackle these challenging seasons. To hear more of their conversation tune in to today's show which is sponsored by More Than Enough Financial - a financial coaching, tax, and mortgage company empowering people to effectively manage their finances, while finding hope and financial freedom one day at a time. You can also learn more about the emergency cushion by listening to the financial fitness seminar led by Dave and Reb by going to these links: Financial Fitness Seminar link, or for a shorter version href="https://www.you

One of the key tools in the More Than Enough debt-repayment tool belt is an emergency cushion, and on today's episode of "Let's Talk Money with Dave and Reb", the co-hosts give direction on how to build a cushion so we don't need to turn to credit in emergencies or crisis. Doing this exercise means we will live on less than we make, and then capture that “extra” money and put it in a separate account over a three-month period. When unexpected expenditures hit, we are then prepared to draw that money out, instead of using credit. To learn more about building the cushion, tune in to today's show which is sponsored by More Than Enough Financial - a financial coaching, tax, and mortgage company empowering people to effectively manage their finances, while finding hope and financial freedom one day at a time. You can also learn more about the emergency cushion by listening to the financial fitness seminar led by Dave and Reb by going to these links: Financial Fitness Seminar link, or for a shorter version href=&qu

What would it look like if you had stress-free nights, where you didn't worry about how you were going to pay the next bill, or where you were going to get the money to pay your taxes? What if you learned to live on less than you make? What if that isn't even possible with the rising cost of living? Dave and Reb tackle some of these thoughts and questions on today's episode of "Let's Talk Money with Dave and Reb". There aren't always easy answers, especially in light of increased costs like gas prices happening almost daily, but the co-hosts encourage listeners to bring their financial worries, hopes, and dreams continually to the Lord. He is the One to bring the wisdom needed in every decision. Today's show is sponsored by More Than Enough Financial - a financial coaching, tax, and mortgage company empowering people to effectively manage their finances, while finding hope and financial freedom one day at a time. Go to morethanenough.ca for more information. To order Reb's e-book, audio book, or soft-cover co

Rev. Ray Borg from Financial Discipleship Canada joins Dave and Reb today on "Let's Talk Money with Dave and Reb" to tackle the topic of enough. What is the baseline for wealth? How do we know when enough is enough? What is God asking of His followers in this season? With costs rising, people are asking the tough questions around cash flow and budgeting. On today's episode, Dave and Reb hope listeners find encouragement and strength in their financial journeys with God. Today's show is sponsored by More Than Enough Financial - a financial coaching, tax, and mortgage company empowering people to effectively manage their finances, while finding hope and financial freedom one day at a time. Go to morethanenough.ca for more information. To order Reb's e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God's Hope and Freedom for Your Finances, go to morethanenoughbooks.com or email info@morethanenough.ca, to arrange a pick-up from their Ottawa office. Aired: May 13th, 2022 on CHRI Radio 99.1FM

Today, Dave and Reb welcome a special guest to "Let's Talk Money with Dave and Reb." Author and Arrow Leadership President Dr. Steve Brown shares highlights from his most recent book Jesus Centered: Focusing on Jesus in a Distracted World. Together, they discuss the importance of focusing on Jesus especially in the area of finances. Listen to today’s episode to hear how Jesus walks with us into both the shame and joy of our daily lives to re-create a new life-giving narrative. Today's show is sponsored by More Than Enough Financial - a financial coaching, tax, and mortgage company empowering people to effectively manage their finances, while finding hope and financial freedom one day at a time. Go to morethanenough.ca for more information. To order Reb's e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God's Hope and Freedom for Your Finances, go to morethanenoughbooks.com or email info@morethanenough.ca, to arrange a pick-up from their Ottawa office. Aired: May 6th, 2022 on CHRI Radio