Let's Talk Money

As 2023 comes to an end, Dave shares his process of slowing down after the intensity of the Ottawa real estate market through the pandemic years. On episode #359 of “Let’s Talk Money with Dave and Reb”, the co-hosts tell listeners about their experiences and the rhythms of this past season of their lives, as well as how important it is to follow God’s leading, especially through changing financial seasons. Dave and Reb also share their favourite podcast episodes of 2023, and you don’t want to miss that! So tune in and listen to today’s episode sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to financialdiscipleship.ca. To order Reb's e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God's Hope and Freedom for Your Finances, go to www.morethanenoughbooks.ca. Aired: December 29th,

God is with us. This is the Christmas message Dave and Reb explore on episode #358 of “Let’s Talk Money with Dave and Reb”. While many of us struggle with stumped hopes at this time of year, listeners are encouraged to remember that the seed of God came at a time of great challenge and despair. Jesus came as a branch of hope. They remind all of us that we can walk in His peace and contentment as we know He is with us, release our anxiety to Him, and then turn our hearts to thanksgiving. Listen to today’s episode sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to financialdiscipleship.ca. To order Reb's e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God's Hope and Freedom for Your Finances, go to www.morethanenoughbooks.ca or email info@morethanenough.ca, to arrange pick-up from

Not too many people like to think about tax season during the month of December, but on episode #357, Dave and Reb gently get listeners thinking about CRA and tax time by introducing the More Than Enough tax team. Stephen Tibben, Destiny Johnson, and Bron Vasic share their thoughts on “Let’s Talk Money with Dave and Reb” about their love for numbers and for people, and the need to have a trusted team to help navigate tax responsibilities. Listen to today’s episode sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to financialdiscipleship.ca. To order Reb's e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God's Hope and Freedom for Your Finances, go to www.morethanenoughbooks.ca or email info@morethanenough.ca, to arrange pick-up from their Ottawa office. Aired: December 15th, 202

How have our encounters with God impacted our wallets? This is the question that Dave and Reb dig into with Rev. Ray Borg from Financial Discipleship Canada on episode #356 of “Let’s Talk Money with Dave and Reb”. Together they look at the story of Jacob and his encounter with God found in Genesis 28, alongside the generous journey and gifts of the Magi that we celebrate during this Christmas season. Listen to today’s episode sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to financialdiscipleship.ca. To order Reb's e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God's Hope and Freedom for Your Finances, go to www.morethanenoughbooks.ca or email info@morethanenough.ca, to arrange pick-up from their Ottawa office. Today, Dave and Reb also mention their very first podcast recording

To hunker down means to get yourself comfortable in a place or situation and stay in that position for a while. On "Let's Talk Money with Dave and Reb" episode #355, the co-hosts suggest re-thinking Christmas spending and making a plan so that you don’t take a year to pay it off. As they share the latest statistics on 2022 Christmas spending that is still seeing one quarter of Canadians paying off that debt a year later, they encourage listeners to hunker down into the plan and stick with it. To read the article mentioned in today’s show go to globalnews.ca. Listen to today’s episode sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to financialdiscipleship.ca. To order Reb's e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God's Hope and Freedom for Your Finances, go to www.moretha

It's Black Friday and Dave and Reb aren't talking shopping! On episode #354 of "Let's Talk Money with Dave and Reb", the co-hosts discuss the benefits and drawbacks of reverse mortgages. Started in the U.S. in 1961, today, this borrowing product continues to be an option for people who want to stay in their home as long as they can, or may not have the income to support their current mortgage. Dave and Reb look at some of the specific criteria needed to obtain a reverse mortgage on today’s show which is sponsored by More Than Enough Financial—a financial coaching, tax, and mortgage company empowering people to find hope and freedom as they effectively manage their finances one day at a time. To order Reb's e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God's Hope and Freedom for Your Finances, go to www.morethanenoughbooks.ca or email info@morethanenough.ca, to arrange pick-up from their Ottawa office. To order Reb's e-book, audio book, or soft-cover copy of Cultivating Trust: Finding Go

Did you know that 49 per cent of Canadians have reported being the target of a recent fraud scheme? Today on episode #353 of “Let’s Talk Money with Dave and Reb”, the co-hosts discuss the issue to raise awareness about how prevalent they are. From identity theft and debit-credit card fraud, to online, door-to-door and phone scams, Canadians are being targeted. Tune in and learn some tips and safeguards against fraud schemes. To learn more about fraud or to report a scam, go to the Canadian Anti-Fraud Centre at antifraudcentre-centreantifraude.ca or call 1-888-495-8501. To read more about fraud schemes and a Canadian survey on fraud, go here: ctvnews.ca/business. Today's show is sponsored by More Than Enough Financial—a financial coaching, tax, and mortgage company empowering people to find hope and freedom as they effectively manage their finances one day at a time. To order Reb's e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God's Hope and Freedom for Your Finances, go to www.moret

How much is enough? You might find yourself with some financial excess at the close of this year, and Dave and Reb, along with their guest financial planner Tim Jenkins, are encouraging listeners to look at their giving and generosity plan as Canadians head into the last stretch of 2023. Not only are they talking about giving generously of finances, but also time, talent, resources, and expertise. Listen to episode #352 to learn more on this show sponsored by More Than Enough Financial—a financial coaching, tax, and mortgage company empowering people to find hope and freedom as they effectively manage their finances one day at a time. To order Reb's e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God's Hope and Freedom for Your Finances, go to www.morethanenoughbooks.ca or email info@morethanenough.ca. To connect with Tim go to trinityfamilywealth.ca. To read the blog related to the topic go to trinityfamilywealth.ca/how-to-eliminate-cra-from-your-estate. Aired: November 10th, 2023 on

When it comes to taxes, planning, and the Canada Revenue Agency (CRA), there is a great need for understanding and awareness when it comes to end-of-life estate planning. So to help navigate how taxation affects Canadians after death, financial planner Tim Jenkins joins Dave and Reb on episode #351 of "Let's Talk Money with Dave and Reb". They uncover the issues and offer some alternatives to paying a potentially large tax bill. Listen in to learn more on this show sponsored by More Than Enough Financial—a financial coaching, tax, and mortgage company empowering people to find hope and freedom as they effectively manage their finances one day at a time. Listen to today’s episode sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to financialdiscipleship.ca. To order Reb's e-book, audio book, or soft-cov

“The currency of heaven is not a dollar bill, but human hearts.” And so friend and pastor Jon Ruby speaks to the solution of addiction in the second of a two-part series on “Let’s Talk Money with Dave and Reb”. On episode #350, the pastor of Ottawa's Union City Church brings a message of challenge and hope discussing the critical issues around addiction and the not-so-simple solution of abandoning one’s life to Christ. You don’t want to miss the invitation to work through the Ashes to Rubies life-giving course that you can access for free just because you have listened to this episode. For the link referenced in this two part series, go to ashestorubies.com/collections/courses/products/yearly and type in the code - freelifelabyearly123 - to receive your year's free membership. To access the LifeLab connect meeting (Ottawa) at 12pm on Wednesdays, use this zoom link: https://us02web.zoom.us/j/8197003777?pwd=bHZnUzRydTlCOUZiOUZzYWpiRHdJQT09 (Zoom: 819 700 3777, Password: 979797) Listen to today’s episode

On today's episode #349 of "Let's Talk Money with Dave and Reb", friend and pastor Jon Ruby from Ottawa's Union City Church, brings a message of hope to listeners as the co-hosts discuss issues of addiction and how it relates to the stressful financial climate many people are experiencing. You won't want to miss their conversation or the invitation to work through the Ashes to Rubies life-giving course that you can access for free just because you have listened to this episode. For the link referenced in this two part series, go to ashestorubies.com/collections/courses/products/yearly and type in the code - freelifelabyearly123 - to receive your year's free membership. To access the LifeLab connect meeting (Ottawa) at 12pm on Wednesdays, use this zoom link: https://us02web.zoom.us/j/8197003777?pwd=bHZnUzRydTlCOUZiOUZzYWpiRHdJQT09 (Zoom: 819 700 3777, Password: 979797) Listen to today’s episode sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and en

Automate. Automate. Automate. Dave and Reb have an enlightening conversation on episode #348 of “Let’s Talk Money with Dave and Reb” as they look at automating payments for everything from taxes to retirement savings to paying down debt. Automating payments is a built in commitment according to Dave and is one way to keep yourself on track with financial responsibilities. Listen to today’s episode sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to financialdiscipleship.ca. To order Reb's e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God's Hope and Freedom for Your Finances, go to www.morethanenoughbooks.ca. Aired: October 13th, 2023 on CHRI Radio 99.1FM in Ottawa, Canada. For questions or to schedule an appointment with a More Than Enough team member, e-mail david@moreth

Happy Thanksgiving weekend from “Let’s Talk Money with Dave and Reb”! On episode #347, Rev. Ray Borg from Financial Discipleship Canada joins the co-hosts to talk about how financial giving releases a spirit of thanksgiving within ourselves and within the community we live in. Looking at 2 Corinthians 8 and 9, they discuss how believers in the early church gave sacrificially but with much joy. Listen to today’s episode sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to financialdiscipleship.ca. To order Reb's e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God's Hope and Freedom for Your Finances, go to www.morethanenoughbooks.ca. To read more from the article referenced today, go to ncfgiving.com. Aired: October 6th, 2023 on CHRI Radio 99.1FM in Ottawa, Canada. For questi

Cash stuffing, cash wallets, the envelope system. All three of these budgeting tool descriptions reflect the time-tested method of withdrawing cash, setting it aside in marked envelopes in different categories, and then only spending the money you’ve allocated for each. On episode #346 of Let’s Talk Money, Dave and Reb encourage listeners to put their credit cards on ice and get in touch with cash, by trying the cash stuffing method. Recently, on CTV Ottawa morning, Dave was asked to talk about the importance of staying in touch with cash. To watch the interview go here: ottawa.ctvnews.ca. To watch Dave and Reb explain and demonstrate the financial date mentioned on today’s show, go here: youtu.be/fPeaxovLqvk and youtu.be/1BThYMXOICo. Today’s show is sponsored by More Than Enough Financial—a financial coaching, tax, and mortgage company empowering people to find hope and freedom as they effectively manage their finances one day at a time. To order Reb's e-book, audio book, or soft-cover copy of Cultivating Tr

The Rule of 72 is Einstein's simple shortcut to figure out how long it takes for an interest-compounded value to double. On episode #345 of "Let's Talk Money with Dave and Reb", the co-hosts talk about how the Rule of 72 affects debt, and how it can be a motivator for us to get out of debt. Today’s show is sponsored by More Than Enough Financial—a financial coaching, tax, and mortgage company empowering people to find hope and freedom as they effectively manage their finances one day at a time. To order Reb's e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God's Hope and Freedom for Your Finances, go to morethanenoughbooks.com or email info@morethanenough.ca, to arrange a pick-up from their Ottawa office. To read more about today’s topic, you can read this article by Patricia Mayo: thedollarstretcher.com. Aired: September 22nd, 2023 on CHRI Radio 99.1FM in Ottawa, Canada. For questions or to schedule an appointment with a More Than Enough team member, e-mail david@morethanenough.c

How do we navigate the need to plan for the future without presuming on the future? What is the difference between the two? On episode #344 of "Let's Talk Money with Dave and Reb", the co-hosts tackle this subject looking at verses found in James 4 and Luke 12. Tune in to hear more. Today’s show is sponsored by More Than Enough Financial—a financial coaching, tax, and mortgage company empowering people to find hope and freedom as they effectively manage their finances one day at a time. To order Reb's e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God's Hope and Freedom for Your Finances, go to morethanenoughbooks.com or email info@morethanenough.ca, to arrange a pick-up from their Ottawa office. Aired: September 15th, 2023 on CHRI Radio 99.1FM in Ottawa, Canada. For questions or to schedule an appointment with a More Than Enough team member, e-mail david@morethanenough.ca or call 613-520-4157. For more CHRI shows, visit chri.ca.

So what will it take for you to become rich? On episode #343 of “Let’s Talk Money with Dave and Reb”, the co-hosts dig into the topic of riches with Rev. Ray Borg from notmine.ca. Looking at the church of Laodicea in Revelation 3, they talk about the economic strength of the city in ancient times, and how its prosperity brought a false sense of security and well-being. They encourage listeners to draw close to God to hear Him knocking at the door of their hearts and lives in these uncertain days. To hear more of their conversation tune in to this episode. Today’s show is sponsored by More Than Enough Financial—a financial coaching, tax, and mortgage company empowering people to find hope and freedom as they effectively manage their finances one day at a time. To order Reb's e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God's Hope and Freedom for Your Finances, go to morethanenoughbooks.com or email info@morethanenough.ca, to arrange a pick-up from their Ottawa office. Aired: Septemb

There is a lot of talk about financial resilience these days, so Dave and Reb join the conversation on episode #342 of “Let’s Talk Money with Dave and Reb”. They also remind listeners to slow down, pay attention, and make a plan when it comes to everyday financial decisions. With school starting and fall and winter expenditures coming, making a plan and saving now will help build strong financial muscle. To hear more of their conversation tune in to this episode. Today’s show is sponsored by More Than Enough Financial—a financial coaching, tax, and mortgage company empowering people to find hope and freedom as they effectively manage their finances one day at a time. To order Reb's e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God's Hope and Freedom for Your Finances, go to morethanenoughbooks.com or email info@morethanenough.ca, to arrange a pick-up from their Ottawa office. To learn more about the Financial Resilience Index, go to finresilienceinstitute.org. To learn more about adapta

Episode #341 of “Let’s Talk Money with Dave and Reb”, is the second of a two part series with Ottawa financial advisor Brent Vandermeer. On both shows, they talk about the importance of making a plan—planning that’s wrapped around purpose—and how looking for a quick fix to build wealth is not the answer. They dig into the importance of educating yourself and taking responsibility for your investing journey, as well as understanding your risk tolerance. Brent offers wisdom and tips that will help listeners understand the importance of saving and investing for the unexpected, and for the future. Listen to today’s episode sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and our discipleship to Christ. To learn how you can connect your finances to being a disciple of Christ go to financialdiscipleship.ca. To order Reb's e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God's Hop

Episode #340 of “Let’s Talk Money with Dave and Reb”, is the first of a two part series with Ottawa financial advisor Brent Vandermeer. On both shows, they talk about the importance of making a plan—planning that’s wrapped around purpose—and how looking for a quick fix to build wealth is not the answer. They dig into the importance of educating yourself and taking responsibility for your investing journey, as well as understanding your risk tolerance. Brent offers wisdom and tips that will help listeners understand the importance of saving and investing for the unexpected, and for the future. Listen to today’s episode sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and our discipleship to Christ. To learn how you can connect your finances to being a disciple of Christ go to financialdiscipleship.ca. To order Reb's e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God's Hop