Let's Talk Money

It is Canada Day weekend and on today's show, Dave and Reb look at the building of Canada'a Railroad across the nation in the late 1800s as the fulfillment of a promise to the province of British Columbia. This epic task took planning, purpose, preparation, and perseverance. Of course, this financial coaching couple compares the laying of railroad tracks to the tracks we lay in our finances to get us to our desired financial destination. Listen to learn how Jesus has already gone before us as the greatest surveyor, and prepared our way through all kinds of financial obstacles. Today's radio show is sponsored by More Than Enough Financial, a coaching company helping people find hope and freedom in their walk with God and their finances. Aired: June 28th, 2019 on CHRI Radio 99.1FM in Ottawa, Canada. For questions or to schedule an appointment with a More Than Enough team member, e-mail david@morethanenough.ca or call 613-520-4157. Visit morethanenough.ca for more information. For more CHRI shows,

Rev. Ray Borg from Financial Discipleship Canada, and notmine.ca joins Dave and Reb to unpack what it means when God says in the book of Proverbs that the "borrower is slave to the lender". Together, they look at how to determine if you are under the weight of debt, and how that weight affects your day-to-day living. Today's show is sponsored by Precision Diesel in Winchester where the expert staff of diesel mechanics serve your needs for truck, tractor and heavy equipment repair. Go to PDpower.ca or call 613-774-6619 for more information. Aired: June 21st, 2019 on CHRI Radio 99.1FM in Ottawa, Canada. For questions or to schedule an appointment with a More Than Enough team member, e-mail david@morethanenough.ca or call 613-520-4157. Visit morethanenough.ca for more information. For more CHRI shows, visit chri.ca.

What is an emergency cushion? Dave and Reb take one key of financial fitness on today's show, and discuss how it can hep people "plan what they spend, and spend what they plan." Building an emergency cushion is storing $1000 to $2000 in an account that you can access when you have emergencies. instead of using your credit line. Listen in to discover how you can start building yours today. Aired: June 14th, 2019 on CHRI Radio 99.1FM in Ottawa, Canada. For questions or to schedule an appointment with a More Than Enough team member, e-mail david@morethanenough.ca or call 613-520-4157. Visit morethanenough.ca for more information. For more CHRI shows, visit chri.ca.

On today's show, Dave and Reb look at the practical details around planning and saving for your vacation. No matter the season, these hopes and dreams for time away with family are a part of your financial journey. Making weekly or monthly automatic payments into a "vacation fund" or "vacation envelope" is one of the keys, alongside making intentional plans for what you want to do. Today's show is sponsored by notmine.ca - an online community that exists through the ministry of Financial Discipleship Canada where you can find a place for conversation, a place to learn and a place to grow in your financial journey and relationship with God. Email info@notmine.ca for more information, or visit the website notmine.ca. Aired: June 7th, 2019 on CHRI Radio 99.1FM in Ottawa, Canada. For questions or to schedule an appointment with a More Than Enough team member, e-mail david@morethanenough.ca or call 613-520-4157. Visit morethanenough.ca for more information. For more CHRI shows, visit chri.ca.

After spending a show talking about credit profiles a few weeks ago, today Dave and Reb look at the three things needed to prepare for getting a mortgage to buy a home. Having a secure and stable income, a down payment, and a healthy credit profile are all a part of the process. Above all, Dave reminds listeners that it is crucial to understand that just because you qualify for a mortgage, doesn't mean you can truly afford the home or property. In these decisions, it is wise to have good, knowledgeable counsel. Today's show is sponsored by Financial Advisor Brent Vandermeer and Crosspoint Financial. To learn more about how they can help you with your financial investment portfolio, go to www.crosspointfinancial.ca, call 613.228.7777, or email info@crosspointfinancial.ca. Aired: May 31st, 2019 on CHRI Radio 99.1FM in Ottawa, Canada. For questions or to schedule an appointment with a More Than Enough team member, e-mail david@morethanenough.ca or call 613-520-4157. Visit morethanenough.ca for more

Newly married brides Ashlyn Stanley and Mercedes Veselka share their money saving tips for creating a beautiful and memorable wedding day on today's 'Let's Talk Money with Dave and Reb'. With two different wedding styles, they both created a wedding experience that was meaningful but didn't break the bank. Listen to their stories as they share them with Dave and Reb. Today's show is sponsored by Financial Advisor Brent Vandermeer and Crosspoint Financial. To learn more about how they can help you with your financial investment portfolio, go to www.crosspointfinancial.ca, call 613.228.7777, or email info@crosspointfinancial.ca. Aired: May 24th, 2019 on CHRI Radio 99.1FM in Ottawa, Canada. For questions or to schedule an appointment with a More Than Enough team member, e-mail david@morethanenough.ca or call 613-520-4157. Visit morethanenough.ca for more information. For more CHRI shows, visit chri.ca.

Rev. Ray Borg from Financial Discipleship Canada joins Dave and Reb today as they delve into 'money talk'. Although it is what Dave and Reb do every day of the week, having conversations about money is not always easy. Together they look at the complexities and blessings attached to these conversations, and how to start them and keep them going no matter the circumstances. Today's show is sponsored by Financial Advisor Brent Vandermeer and Crosspoint Financial. To learn more about how they can help you with your financial investment portfolio, go to www.crosspointfinancial.ca, call 613.228.7777, or email info@crosspointfinancial.ca. Aired: May 17th, 2019 on CHRI Radio 99.1FM in Ottawa, Canada. For questions or to schedule an appointment with a More Than Enough team member, e-mail david@morethanenough.ca or call 613-520-4157. Visit morethanenough.ca for more information. For more CHRI shows, visit chri.ca.

Continuing the discussion from last week, Dave and Reb discuss some important keys to teaching your children about money at home. If you are not teaching your kids directly, children are most certainly learning about money from their parent's behaviour around money. Taking wisdom from Deuteronomy 6, Dave and Reb encourage people to teach God's financial wisdom as they walk along the way, as they sit down with their families, and as they begin their day and end their day. Today's show is sponsored by Financial Advisor Brent Vandermeer and Crosspoint Financial. To learn more about how they can help you with your financial investment portfolio, go to www.crosspointfinancial.ca, call 613.228.7777, or email info@crosspointfinancial.ca. Aired: May 10th, 2019 on CHRI Radio 99.1FM in Ottawa, Canada. For questions or to schedule an appointment with a More Than Enough team member, e-mail david@morethanenough.ca or call 613-520-4157. Visit morethanenough.ca for more information. For more CHRI shows, visit

"Let's Talk Money" welcomes very special guests to the show today, as Dave and Reb talk with their children Hope and Justus van Noppen about what they learned about money growing up in their home. Hope and Justus share what they were 'taught' and what they 'caught' about the purpose of money, how to use money, and how spending money you don't have can lead to all kinds of trouble. Tune in and listen. Aired: May 3rd, 2019 on CHRI Radio 99.1FM in Ottawa, Canada. For questions or to schedule an appointment with a More Than Enough team member, e-mail david@morethanenough.ca or call 613-520-4157. Visit morethanenough.ca for more information. For more CHRI shows, visit chri.ca.

Dave and Reb talk mortgages, home-buying, and credit profiles on today's show. They discuss why having a good credit profile is necessary for buying a home in Canada, and how you can avoid a poor credit profile. As Dave says, it all comes down to paying your bills on time, every time. Listen in, to hear more. To book an appointment with More Than Enough Financial for a mortgage strategy review, call 613-520-4157. Aired: April 26th, 2019 on CHRI Radio 99.1FM in Ottawa, Canada. For questions or to schedule an appointment with a More Than Enough team member, e-mail david@morethanenough.ca or call 613-520-4157. Visit morethanenough.ca for more information. For more CHRI shows, visit chri.ca.

Dave and Reb welcome American fashion photographer Michael Belk this morning as he tells of his own financial journey with God during the recession of 2008, and how God has been using his abilities to bring the stories of Jesus to life in a book of photographs called Journeys with the Messiah. Michael Belk reveals Jesus in first century settings interacting with modern-day men and women, depicted as high rollers, executives, travellers and people from all walks of life. The photographs are as inspirational as his journey to find Christ. You won't want to miss hearing his story. To see his inspirational book of photographs, go to journeyswiththemessiah.org. Aired: April 19th, 2019 on CHRI Radio 99.1FM in Ottawa, Canada. For questions or to schedule an appointment with a More Than Enough team member, e-mail david@morethanenough.ca or call 613-520-4157. Visit morethanenough.ca for more information. For more CHRI shows, visit chri.ca.

If you want to find out what financial investing is all about, this is the show that will get you moving in the right direction. Financial Advisor Brent Vandermeer from CrossPoint Financial joins Dave and Reb to discuss the basics of the bond and stock markets, and what it means to make these investments as you plan for the future. Sometimes we may feel overwhelmed by this topic, but they all agree that learning about investing is part of our stewardship journey and taking care of our God-given resources. Today's show is sponsored by More Than Enough Financial, a financial coaching company that helps people find hope and freedom on their financial journey. Aired: April 12th, 2019 on CHRI Radio 99.1FM in Ottawa, Canada. For questions or to schedule an appointment with a More Than Enough team member, e-mail david@morethanenough.ca or call 613-520-4157. Visit morethanenough.ca for more information. For more CHRI shows, visit chri.ca.

Financial Advisor Brent Vandermeer from CrossPoint Financial joins Dave and Reb to talk about what a financially resilient household can look like. They also tackle a very common question they hear in the marketplace: once we've paid off consumer debt, should we pay down our mortgage first, or invest? They emphasize the importance of living on less than you make, and developing savings habits, no matter how you answer that question for yourselves. Today's show is sponsored by More Than Enough Financial, a financial coaching company that helps people find hope and freedom on their financial journey. Aired: March 29th, 2019 on CHRI Radio 99.1FM in Ottawa, Canada. For questions or to schedule an appointment with a More Than Enough team member, e-mail david@morethanenough.ca or call 613-520-4157. Visit morethanenough.ca for more information. For more CHRI shows, visit chri.ca.

What will it take for you and I to commit to financial literacy and healthy financial habits? What will it take for you and I to commit to true discipleship? On today's radio show Rev. Ray Borg talks with Dave and Reb about "setting a stake in the ground" to turn the corner and commit to a new and healthier financial journey with Christ. It involves doing what Jesus said as we "count the cost" of following Him, or as Zacchaeus discovered, encountering Christ at such a deep level, we will give up everything we have to follow him. Tune in to hear their conversation, which today is sponsored by More Than Enough Financial. To learn more, go to www.morethanenough.ca. Aired: March 22nd, 2019 on CHRI Radio 99.1FM in Ottawa, Canada. For questions or to schedule an appointment with a More Than Enough team member, e-mail david@morethanenough.ca or call 613-520-4157. Visit morethanenough.ca for more information. For more CHRI shows, visit chri.ca.

Local Pastor Mike Hoogeboom joins Dave and Reb this week to share the journey his church and community have experienced since the tornadoes hit the Ottawa area last fall. Arlington Woods Free Methodist Church experienced loss to her property and buildings because of the storm, but also became a place of rest, refuge and mobilization in the time of crisis. In light of these experiences, Arlington Woods Free Methodist Church is hosting a training day on Saturday March 23 from 9 a.m. to 4 p.m., where members of the Billy Graham Evangelistic Association will train people in disaster rapid response. Organizers want to see an "Ottawa Responds" interdenominational team forming to be trained to respond in times of crisis. For more information go to https://www.arlingtonwoods.ca/ or call the church at 613-596-9390. Aired: March 15th, 2019 on CHRI Radio 99.1FM in Ottawa, Canada. For questions or to schedule an appointment with a More Than Enough team member, e-mail david@morethanenough.ca or call 613-520-4157.

On this week's show, Dave and Reb speak about financial fitness with their friend Melissa Bolster. She shares her story of how Lynn Fraser and More Than Enough started her on her own journey of financial fitness. Melissa also explains how attending the More Than Enough Financial Fitness Seminar, that provides practical tools for debt-reduction, has helped her and her friends get on track and stay on track. She has gained the wisdom that King Solomon spoke of in Proverbs 3 - wisdom that is worth more than silver, and makes you much richer than gold. This week's show is sponsored by More Than Enough Financial. For more information on how they can help you, go to www.morethanenough.ca Aired: March 8th, 2019 on CHRI Radio 99.1FM in Ottawa, Canada. For questions or to schedule an appointment with a More Than Enough team member, e-mail david@morethanenough.ca or call 613-520-4157. Visit morethanenough.ca for more information. For more CHRI shows, visit chri.ca.

Financial Advisor Tim Jenkins joins Dave and Reb to talk about what legacy means in light of eternity. They want listeners to consider what kind of legacy they are leaving behind, especially when statistics show that 90 per cent of high net worth family's financial assets are gone within three generations. There is more than just money to leave behind in your legacy. Listen to this show or read this blog to find out how. https://trinityfamilywealth.ca/how-to-multiply-your-legacy-by-2000/ Aired: March 1st, 2019 on CHRI Radio 99.1FM in Ottawa, Canada. For questions or to schedule an appointment with a More Than Enough team member, e-mail david@morethanenough.ca or call 613-520-4157. Visit morethanenough.ca for more information. For more CHRI shows, visit chri.ca.

Chartered Accountant and More Than Enough Entrepreneurial Coach Bron Vasic joins Dave and Reb on today's show to talk about pitfalls that keep entrepreneurs "behind the eight-ball" in their personal and business finances. Together, they look at how a wise man will build on a true and strong foundation, not a foundation with cracks. Today's show is sponsored by Financial Advisor Fred Brogan and his team at Empirical Financial in Kingston. Fred is a friend and advisor who says he loves to provide financial education, and a stress-free analysis of people's finances. Fred is also a 20-year veteran with the Canadian Armed Forces and is working on creating a respite for veterans on property just outside of Ottawa, called Veteran's Rest. For more information contact Fred Brogan at office@winningwithintegrity.ca or call 613-634-9900 Aired: February 22nd, 2019 on CHRI Radio 99.1FM in Ottawa, Canada. For questions or to schedule an appointment with a More Than Enough team member, e-mail david@morethanenough.ca or

On this week's show, Dave and Reb revisit their conversation with Rev. Ray Borg of Financial Discipleship Canada, looking at the decisions that draw us closer or further from the presence of God. Considering the story of the prodigal son, alongside issues of trust, desire, and love, they discuss what it looks like to make every financial decision a spiritual one. They tackle the heart of what it looks like when possessions grip our hearts, and we come face-to-face with the emptiness we feel. This week's show is sponsored by More Than Enough Financial Fitness. Go to www.morethanenough.ca to learn more about their tax, coaching, and mortgage services. Aired: February 15th, 2019 on CHRI Radio 99.1FM in Ottawa, Canada. For questions or to schedule an appointment with a More Than Enough team member, e-mail david@morethanenough.ca or call 613-520-4157. Visit morethanenough.ca for more information. For more CHRI shows, visit chri.ca.

Dave and Reb take a look at what it looks like to be "successful" and how we need to check the motivations of our heart when we define success, especially in light of how and what we give our money to. They talk about how pride can sneak into our lives when it comes to giving. Matthew 6 calls us to lay up treasures in heaven but Dave and Reb encourage listeners to "check your heart" when it comes to the motivation behind giving. Dave and Reb took the idea for today’s show from Bob Lotich at SeedTime Money (https://christianpf.com/) and his conversation with Joseph Michael from learnscrivenerfast.com. You can hear their conversation at https://www.youtube.com/watch?v=9Q2PgZG6uX4 - “Defining Success as a Christian”. Aired: February 8th, 2019 on CHRI Radio 99.1FM in Ottawa, Canada. For questions or to schedule an appointment with a More Than Enough team member, e-mail david@morethanenough.ca or call 613-520-4157. Visit morethanenough.ca for more information. For more CHRI shows, visit chri.ca.