Ron Siegel Radio Network

Ron Siegel discusses: Mortgage Minute: Discussing the Strategy of increasing your interest rate to LOWER your monthly payment Real Time Real Estate: Money-Saving tips for Homeowners Your Credit Matters: The SBA Secret that all small business owners Should Know 5 Unique Ways to Stay Cool during your Outside Festivities this Summer Mortgage Interest Rates: Where are they headed? Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron at 800.306.1990 Ron@RonSiegelRadio.com www.RonSiegelRadio.com www.Facebook.com/RonSiegelRadio www.SiegelLendingTeam.com Twitter: @RonSiegel

Ron Siegel is joined by Noah Burford to discuss:Ready for RetirementReal Time Real EstateYour Credit Matters The Home Equity Conversion Mortgage allows you to purchase a new home with NO Income Required, No Credit Score Required, PAYMENTS ARE OPTIONAL The Reverse Mortgage might be the right tool for our seniors to enjoy financial freedom in retirement What is the difference between credit rescoring and credit repair? What do you need to know about each Featured Guests Noah Burford – Directors Financial GroupRon Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron at 800.306.1990  Ron@RonSiegelRadio.com www.RonSiegelRadio.com www.Facebook.com/RonSiegelRadio www.SiegelLendingTeam.com Twitter: @RonSiegel

Ron Siegel is joined by Tom Martin and Manny Moumdjian to discuss: Mortgage Minute: 90% of Mortgages current in first quarter as Foreclosure efforts continueReal Time Real Estate: Government support needed to sustain affordable housingYour Credit Matters: 5 Reasons Your Credit Score Matters during Retirement Manny can review your credit report with you for $1 Fair Credit Reporting Act The Telephone Consumer Protection Act offers solutions / remedies for those automated telephone calls and harassment calls Featured Guests Tom Martin – Price Law Group, APC Manny Moumdjian – EX Choice Financial Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron at  800.306.1990Ron@RonSiegelRadio.comwww.RonSiegelRadio.comwww.Facebook.com/RonSiegelRadiowww.SiegelLendingTeam.comTwitter: @RonSiegel

For Blogtalk: Ron Siegel discusses: Mortgage Minute: Freddie Mac mortgage rates 4.46% vs prior week of 3.93%  Real Time Real Estate: 10 Ways to turn off a would-be homebuyerYour Credit Matters: Smart Ways to slash your summer billsWord on Wealth: 6 Costly retirement saving setbacks  Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron at: 800.306.1990Ron@RonSiegelRadio.comwww.RonSiegelRadio.comwww.Facebook.com/RonSiegelRadiowww.SiegelLendingTeam.comTwitter: @RonSiegel

Featured Guests: Mel Aclaro – Screencasting Wizard Robert Mott – The Wine Bar at Old Town Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron at • 800.306.1990 • Ron@RonSiegelRadio.com • www.RonSiegelRadio.com • www.Facebook.com/RonSiegelRadio • www.SiegelLendingTeam.com • Twitter: @RonSiegel

Ron Siegel discusses: Mortgage Minute: Reverse Mortgage origination is up 10.2% year over year Real Time Real Estate: Buying a Home? How the serenity prayer may help Travel Time: Top 10 tips for booking cheap flights Word on Wealth: 27% of Americans have no Emergency Savings Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron at  800.306.1990 Ron@RonSiegelRadio.com www.RonSiegelRadio.com www.Facebook.com/RonSiegelRadio www.SiegelLendingTeam.com Twitter: @RonSiegel

Ron Siegel discusses: Mortgage MinuteTravel TimeWord on Wealth IRS Sent $46 million in Tax Refunds to 23,994 Illegal Aliens – All at the SAME address in Atlanta Nancy Pelosi Booed, heckled by Liberal Activists over Snowden Comments Hostess Twinkies to return to shelves July 15 Miss USA’s three top tips for saving money – Very DeepReal Time Real Estate: Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron at  800.306.1990Ron@RonSiegelRadio.comwww.RonSiegelRadio.comwww.Facebook.com/RonSiegelRadiowww.SiegelLendingTeam.comTwitter: @RonSiegel

Ron Siegel is joined by Scott McGuire of Fidelity National Title to discuss current events in the housing industry: Mortgage MinuteReal Time Real EstateWord on Wealth: Featured Guests Scott McGuire – Fidelity National Title Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron at  800.306.1990 Ron@RonSiegelRadio.comwww.RonSiegelRadio.comwww.Facebook.com/RonSiegelRadiowww.SiegelLendingTeam.com Twitter: @RonSiegel

Ron Siegel discusses: Even the President of the United States better not Fight the Fed    Mortgage Minute: Investors sell bonds following Fed announcement, rates jump     Existing home sales up 4.2% to annualized rate of 5.1 million units     Freddie Mac reports mortgage rates dipped a little last week, but watch out now     Help us reach the goal with “Honor Flight”     What a Homeowner Should Know before FSBOing (selling your home without an agent)      Did President Obama really fire Ben Bernanke on TV    Your Credit Matters: Upbeat FOMC votes no Change to Stimulus, but what about the statement    Real Time Real Estate: Servicers need to address Loan Mods     Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron at  800.306.1990 Ron@RonSiegelRadio.comwww.RonSiegelRadio.comwww.Facebook.com/RonSiegelRadiowww.SiegelLendingTeam.com Twitter: @RonSiegel

Ron Siegel is joined by Robert Mott and Noah Burford to discuss:Real Time Real Estate: Is there a Housing Bubble FormingYour Credit Matters: Reverse Mortgages need revisions to prevent defaultWord on Wealth: Institutional Investors – Their impact on the Housing Market FHFA Home prices on the increase The Pentagon has no idea how much money it loses to improper payments Help us support the “Honor Flights” program    Two wines for the Wine Club are from vineyards producing less than 150 cases per year Three tips for a trip to Wine Country What is estate planning Will my Will control everything when I die I’m not wealthy, do I still need an estate plan The biggest mistake people make in estate planning The truth about home prices Where are home prices headed Featured Guests Robert Mott – The Wine Bar at Old Town Helene Dreyer Koch – Roemer & Harnik LLP Leslie Briskman – Results Only Realty Group Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects

Ron Siegel is joined by Mike Brown to discuss:Mortgage Minute: Risk of Mortgage Default at lowest level in nearly 10 years     Real Time Real Estate: Home prices, Sales spike in 19 Major metros in May    Your Credit Matters: New online Freddie Mac tool helps homeowners navigate relief options     Top secret menu items worth trying     California schools flunking Obamacare preparation     White House defends high bills for Africa trip     Contractors front load jobs, really?  What’s that all about     What things do you tell prospective clients that can help them navigate a project without any problems?     What is the BEST advise you can give a homeowner who is wanting or needing to hire a contractor? Featured Guests Mike Brown – Brown Consulting and Construction Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron at  800.306.1990 Ron@RonSiegelRadio.comwww.Ron

Ron Siegel is joined by Bart Carey and Kelly Klaus to discuss:Your Credit Matters: ‘Obamacare’ benefits mandate could further phase out full-time workMortgage Minute: Are mortgage rates too low to threaten the Recovery?Real Time Real Estate: As Prices Rise, banks repossess more homes President Obama’s trip to cost between $60 and $100 million Steven Spielberg predicts “Implosion” of film industry Drinking Alcohol helps women lose weight What is the most important consideration tom my family, finances and family’s future when I’m thinking about divorce? What is a collaborative divorce process? How does the collaborative divorce cost compare to litigation cost? How long does collaborative divorce take? How can we minimize the stress of divorce on children? How can we minimize the stress of divorce on adults? Featured Guests Bart Carey – Collaborative and Mediation Family Law Kelly Klaus – Divorce Transition Center   Ron Siegel, consumer advocate and mortgage lender, discusses anything

Ron Siegel is joined by the Johnson Clan as we get ready for Father’s Day:Your Credit Matters: An irrevocable trust that evolves with you     6 Things dad said then that save money now     Top 10 DIY mistakes by home ‘handymen’     FBI Director Mueller grilled on IRS by investigator Congressman Jim Jordan       What is happening with interest rates Featured Guests Neal, Melinda, Nathan & Ryan Johnson – Freedom First Properties   Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron at  800.306.1990 Ron@RonSiegelRadio.comwww.RonSiegelRadio.comwww.Facebook.com/RonSiegelRadiowww.SiegelLendingTeam.com Twitter: @RonSiegel

Ron Siegel is joined by Scott Hunt and Bob Donnell to discuss: Mortgage Minute: Time to end ‘Government by Crisis’     Your Credit Matters: Obama: ‘We don’t want to Tax all business out of Business’     Real Time Real Estate: CoreLogic: 850k borrowers rise out of negative equity in Q1     No Faith in Feds     Weekly jobless numbers     Retail Sales up slightly     State Senate pulls Dirty Trick on California Home owners     California legislators hold distressed homeowners hostage to a hike in recording fees     How do we take our lives to the Next Level    What becomes acceptable, becomes inevitable Featured Guests Scott Hunt – Keller Williams OC Coastal Bob Donnell – Next Level Live Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron at  800.306.1990 Ron@RonSiegelRadio.comwww.RonSiegelRadio.comwww.Facebook.com/RonSiegelRadiowww.SiegelLendingTeam.

Ron Siegel is joined by Robert Mott and Noah Burford to discuss:Mortgage Minute: Fed Report proposes use of Eminent Domain for underwater mortgagesReal Time Real Estate: Financial Problems drop sharply for householdsWe the People: Grandma, 72, shoots at intruder, misses in Stanton, CA Presidential Visit costs Riverside County at least $500,000 Assemblyman V Manuel Perez proposes an ambitious new bill that would increase th mandate for green power in California from 33% to 51% by the end of 2030, who will pay the bill 2400 Year old Artifact confirms France was hundreds of years late to the Wine game In the 1976 Judgement of Paris, blind Wine Taste test, California wins BUT do you know where the grapes were really grown? The home loan that requires NO MONTHLY MORTGAGE PAYMENT How to purchase a home with the FHA Home Equity Conversion Mortgage What are the fact and Myths about the Reverse Mortgage? Featured Guests Noah Burford – Diversified Financial Group Robert Mott – The Wine Bar at Old Town Ron Sie

Ron Siegel is joined by Brandon Brittingham to discuss: IRS Scandals The Bystander-in-Chief  Edward Snowden: Traitor or Patriot after he leaks NSA Report info $332 Million in bonus for Government Employers New Employment report Who is the Elected Official dealing with our economy Patience Equity from Purchasing a Short Sale     Freddie Mac Loan Mod program to be available July 1     HAFA Relocation Money     The Obama Presidential Library to have a Bush-Cheney wing City of Richmond to solve budget shortfall using eminent domain to seize over-mortgaged home loans from lenders, Really     “Bait and Switch” California Assembly Style Word On Wealth: 10 Items whose prices have jumped the most in the Past 10 Years  Featured Guests Brandon Brittingham – Short Sale Campus Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron at  800.306.1990 Ron@Ron

Ron Siegel is joined by Mark Scarlatelli to discuss: Is Google Chairman Eric Schmidt involved in the NSA Scandal     Will President Obama decide to Arm Syrian Rebels     State Department denies derailing prostitution probe     Rise in female breadwinners means America is a Loser     Mortgage Minute: First-Time Homebuyer share of purchase declines as FHA Premiums head higher Cover Your Assets: Guid to a Safe Summer Road Trip Real Time Real Estate: Buying a House: Is not the Time? A Green Home Audit can save you bundles Do Green improvements cost a lot like Solar Energy and Dual Pane Windows? How can I prevent air infiltration into my home? How do you perform an energy audit on a home? Blowered door test, what is it? Is Pink Insulation outdated? I want to make my home Green, what do I do first? Featured Guests Mark Scarlatelli – Avatar Green Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benef

Ron Siegel is joined by Lance Indes to discuss: New Monthly Employment Report     More news from Gitmo on the hunger strike     Ongoing coverage of all the government scnadels – Can you Track Me Now     In the year of the Sequester, the government pays out $332 million in bonus money     Word on Wealth: Top Markets to find Fixer-Uppers      Real-Time-Real-Estate: Wells Fargo Commits $39 million for housing efforts, settle REO issues      Your Credit Matters: $149,992 for Grant to Study Fighting Freshman Fat     What is a DOC Escrow Company?     What is escrow and how is it used?     What kinds of services can an escrow company provide?   What is an independent escrow company? Featured Guests Lance Indes – Prominent Escrow Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron at  800.306.1990 Ron@RonSiegelRadio.comwww.RonSiegelRadio.comwww.Facebo

Ron Siegel is joined by Genice Aquino to discuss: Michelle Obama puts hecklers in their place… A lack of respect by hecklers should not be tolerated     New unemployment report is out     Word on Wealth: “Fair Share health care”     We the People: Your eyes on California     Travel Time: Tips for eating healthy while traveling     Government workers rack up $29 billion in credit card charges     What is the California Birthday Law     If I am under 65 why should I be concerned with Medicare     Why you should ask your agent if they are staying current on Medigap Trends     How does Obamacare affect Medicare     Is Medigap coverage one size fits all? Featured Guests Genice Aquino – Medigap Advisors Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron at  800.306.1990 Ron@RonSiegelRadio.comwww.RonSiegelRadio.comwww.Facebook.com/RonSiegelRadiowww.

Ron Siegel is joined by Rob Zwemmer and Robert Mott to discuss: ADP Jobs report is not too exciting   Cheapest Obamacare Plan will be $20,000 per family     White House Shake and sticking “it” in the face of Republicans     Donilon to resign as security advisor     Ron Siegel Radio Wine Club – June Selections released     What is the Napa Valley Auction?  It raised a record $16.9 million for charity     CoreLogic: Home Prices post a 12.1% annualized gain in April, what does Rob Zwimmer say is happening in the Palm Springs area and Coachella Valley     What do Generation Y Homebuyers Favor     Why is it a good time to sell?     Are there still bank owned properties and short sales?     Where are all the listings? Featured Guests Rob Zwemmer – Zwemmer & Associates Robert Mott – The Wine Bar at Old Town Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron at