Ron Siegel Radio Network

Ron, Robert, Don and Kurt Discusses: What's Cuvee Mean; What Grape's make a Bordeaux Blend; Planning for El Nino; Free Roof Inspection-Apris Fire/Water; Millennials, 5 Reasons to Make a Condo Your First Home; Ca Dominates Places for Reverse Mortgage Growth; The Fed Has Hurt Business Investment; Mortgage Minute; Your Credit Matters; Real Time Real Estate; Word on Wealth; and so much more Ron Siegel, consumer advocate and mortgage lender with VIP Mortgage, discusses things affecting the roof over your head, bank account or other items that will benefit you / your family.; Reach Ron at                  ·         800.306.1990  ·         Ron@RonSiegelRadio.com ·         www.RonSiegelRadio.com ·         Award Winning www.SiegelLendingTeam.com at VIP Mortgage ·         www.Facebook.com/RonSiegelRadio ·         Complimentary Home Valuation: Text “RSRCMA” to “79564” ·         Complimentary Area Trusted Professionals: Text “ATP” to “79564”

Ron Discusses: Who looks out for you when you buy a home; Pros and Cons of using the Listing Agent as your Buying Agent; Why don’t you save money when using the listing agent; Strategies of paying off credit card debt; A Quick Guide to the New Loan Estimate Mortgage Form; Mortgage Minute; Your Credit Matters; Real Time Real Estate; Word on Wealth; and so much more Ron Siegel, consumer advocate and mortgage lender with VIP Mortgage, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family.; Reach Ron at                  ·         800.306.1990  ·         Ron@RonSiegelRadio.com ·         www.RonSiegelRadio.com ·         Award Winning www.SiegelLendingTeam.com at VIP Mortgage ·         www.Facebook.com/RonSiegelRadio ·         Complimentary Home Valuation: Text “RSRCMA” to “79564” ·         Complimentary Area Trusted Professionals: Text “ATP” to “79564”

Ron and Brent Discuss: Definition of a Financial Bubble; What did we learn from the Housing Bubble; 2016 Homeowner’s Net Worth Will be 45x Greater Than a Renter; 5 Ways Your Credit Cards Can make the Holidays a Lot Less Stressful; Why Halloween Scares Insurance Providers (and Should Scare You) Mortgage Minute; Your Credit Matters; Real Time Real Estate; Word on Wealth; and so much more Ron Siegel, consumer advocate and mortgage lender with VIP Mortgage, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron at                  ·         800.306.1990  ·         Ron@RonSiegelRadio.com ·         www.RonSiegelRadio.com ·         Award Winning www.SiegelLendingTeam.com at VIP Mortgage ·         www.Facebook.com/RonSiegelRadio ·         Complimentary Home Valuation: Text “RSRCMA” to “79564” ·         Complimentary Area Trusted Professionals: Text “ATP” to “79564”

Ron and Eileen Discuss: What is Indoor Air Quality; What Causes Poor Indoor Air Quality; Can Poor Indoor Air Quality be the cause of increased Asthma cases for US Children; Buying A Home Can Be SCARY; Financial Fraud is a Growing Epidemic for Seniors; 3 Tax-Penalty Situations and How to Avoid Them;  Mortgage Minute; Your Credit Matters; Real Time Real Estate; Word on Wealth; and so much more Ron Siegel, consumer advocate and mortgage lender with VIP Mortgage, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron at                  ·         800.306.1990  ·         Ron@RonSiegelRadio.com ·         www.RonSiegelRadio.com ·         Award Winning www.SiegelLendingTeam.com at VIP Mortgage ·         www.Facebook.com/RonSiegelRadio ·         Complimentary Home Valuation: Text “RSRCMA” to “79564” ·         Complimentary Area Trusted Professionals: Text “ATP” to “79564”  

Ron Discusses: Building a Retirement Plan through Mortgage Planning; Difference between a 4.75% Mortgage Rate vs a 5.67% Blended Household Interest Rate; Cutting our repayment time on debts through Mortgage Planning; Saving money through debt consolidation and apply PART of that payment to Principal Reduction; Here Come the Millennials; The FAFSA Changes You Need to Know About; Cash-Out Refinance Rush is On as Mortgage Rates Fall Further Below 4%; Mortgage Minute; Your Credit Matters; Real Time Real Estate; Word on Wealth; and so much more Ron Siegel, consumer advocate and mortgage lender with VIP Mortgage, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron at                   ·         800.306.1990  ·         Ron@RonSiegelRadio.com ·         www.RonSiegelRadio.com ·         Award Winning www.SiegelLendingTeam.com at VIP Mortgage ·         www.Facebook.com/RonSiegelRadio ·         Complimentary Home Valuation: Text

Ron and Robert Discuss: How To Move Your Wine Collection from one state to another; Maintaining Wine Temperature when moving your wines; Reducing Home Loan payments using the FHA Streamline Loan and the VA IRRL (Interest Rate Reduction Loan) Do Payments on Loans Started today start in 2016; Cover Your  Bases Before Buying a Home; FHA, Is Bank Retreat an Opportunity for CUs; Family Wealth Grows as Home Equity Builds; Mortgage Minute; Your Credit Matters; Real Time Real Estate; Word on Wealth; and so much more Ron Siegel, consumer advocate and mortgage lender with VIP Mortgage, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron at                   ·         800.306.1990  ·         Ron@RonSiegelRadio.com ·         www.RonSiegelRadio.com ·         Award Winning www.SiegelLendingTeam.com at VIP Mortgage ·         www.Facebook.com/RonSiegelRadio ·         Complimentary Home Valuation: Text “RSRCMA” to “79564” ·         C

Ron Siegel of Anaheim Hills CA and Josh Newman discuss: current events, financial markets, politics, and even poking fun at the rest of the media in a live radio broadcast from Anaheim CA on ESPN and NBC Talk Radio. Ron and Josh Discuss:  Orange County Stand Down Oct 23-24; Creating a Strategic Work Environment for our Veterans; Veteran Housing; Veteran Critical Services; Should Millennials Rent or Buy; How to Get Your Credit Ready for Holiday Shopping; Applying for a Mortgage, Why so much paperwork;  Mortgage Minute; Your Credit Matters; Real Time Real Estate; Word on Wealth; and so much more. Ron Siegel, consumer advocate and mortgage lender with VIP Mortgage, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron at                   ·         800.306.1990  ·         Ron@RonSiegelRadio.com ·         www.RonSiegelRadio.com ·         Award Winning www.SiegelLendingTeam.com at VIP Mortgage ·         www.Facebook.com/RonS

Ron, Krista and Vern Discuss: Are homes still selling in the Fourth Quarter; Can a Real Estate Agent Sell one’s home with no lock box, no showings and no sign; Tax Planning to Save Tax Dollars; Lowering Tax Withholding to Plan for Mortgage Interest Deduction and home purchase affordability; Buying a Home Remains 35% Less Expensive than Renting; 5 Biggest Home-Buying Fears (and how to face them); Here’s Why Americans Say They’re Not Spending More;  Mortgage Minute; Your Credit Matters; Real Time Real Estate; Word on Wealth; and so much more. Ron Siegel, consumer advocate and mortgage lender with VIP Mortgage, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron at                   ·         800.306.1990  ·         Ron@RonSiegelRadio.com ·         www.RonSiegelRadio.com ·         Award Winning www.SiegelLendingTeam.com at VIP Mortgage ·         www.Facebook.com/RonSiegelRadio ·         Complimentary Home Valuation: Text

Ron and Nicole Discuss: Creating a Business environment of Growth; Collaborating for a Win Win Strategy; In the Absence of a Management Game, People Create their own game; Are Millennials Finally Entering the Market; Should You Lock In Your Mortgage Rate; 5 Big Money Mistakes to Avoid in Your 30’s; Mortgage Minute; Your Credit Matters; Real Time Real Estate; Word on Wealth; and so much more. Ron Siegel, consumer advocate and mortgage lender with VIP Mortgage, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron at                   ·         800.306.1990  ·         Ron@RonSiegelRadio.com ·         www.RonSiegelRadio.com ·         Award Winning www.SiegelLendingTeam.com at VIP Mortgage ·         www.Facebook.com/RonSiegelRadio ·         Complimentary Home Valuation: Text “RSRCMA” to “79564” ·         Complimentary Area Trusted Professionals: Text “ATP” to “79564”         

Ron Discusses: What is a Blended Interest Rate; What is a Debt Consolidation Loan; Can You Save Money Rolling Credit Card Debt Into Your Mortgage; Do You Have Equity In Your Home; Do You Really Think Your Landlord Pays for Repairs; 3 Things Homebuyers Need to Know About Mortgage Interest Credit; I Inherited a Mortgage, What Can I Do; Mortgage Minute; Your Credit Matters; Real Time Real Estate; Word on Wealth; and so much more. Ron Siegel, consumer advocate and mortgage lender with VIP Mortgage, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron at                   ·         800.306.1990  ·         Ron@RonSiegelRadio.com ·         www.RonSiegelRadio.com ·         Award Winning www.SiegelLendingTeam.com at VIP Mortgage ·         www.Facebook.com/RonSiegelRadio ·         Complimentary Home Valuation: Text “RSRCMA” to “79564” ·         Complimentary Area Trusted Professionals: Text “ATP” to “79564”       

Ron, Robert and Tom Discuss: Information Systems; Business Predictability through Technology; How To Capture and Utilize Data; Can We Predict Purchase Patterns of Our Target Audience; Napa Vintners Answer Top 5 Questions regarding the 2015 Vintage; How will the Dought Affect Wine Quality; Aging Champagne; Wine /  Champagne Storage; Debt Consolidation Loans; 4 Reasons to Buy BEFORE Winter Hits; 5 Times a Loan Beats a Credit Card; Changing the Tune on Reverse Mortgages; Mortgage Minute; Your Credit Matters; Real Time Real Estate; Word on Wealth; and so much more. Ron Siegel, consumer advocate and mortgage lender with VIP Mortgage, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron at                   ·         800.306.1990  ·         Ron@RonSiegelRadio.com ·         www.RonSiegelRadio.com ·         Award Winning www.SiegelLendingTeam.com at VIP Mortgage ·         www.Facebook.com/RonSiegelRadio ·         Complimentary

Ron and David Discuss: What the Sarkisian firing means to USC; Dirty Play by Chase Utley of the Los Angeles Dodgers; Charitable Donations by Professional Golfers; 4 Reasons to Buy BEFORE Winter Hits; 5 Times a Loan Beats a Credit Card; Changing the Tune on Reverse Mortgages, an Educational Crusade; Mortgage Minute; Your Credit Matters; Real Time Real Estate; Word on Wealth; and so much more. Ron Siegel, consumer advocate and mortgage lender with VIP Mortgage, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron at                   ·         800.306.1990  ·         Ron@RonSiegelRadio.com ·         www.RonSiegelRadio.com ·         Award Winning www.SiegelLendingTeam.com at VIP Mortgage ·         www.Facebook.com/RonSiegelRadio ·         Complimentary Home Valuation: Text “RSRCMA” to “79564” ·         Complimentary Area Trusted Professionals: Text “ATP” to “79564”         

Ron and Evan Discuss: Getting Married Every Year; Book: Take Action Now; “Balance Life”; 3 Things We Need to Do to go From Having a Dream to Actually Living It; New Film: Words of Art; Upcoming Film about Make a Wish Founder; 5 Biggest Home-Buying Fears (and How to Face Them); Why Did Nearly One-Third of House Democrats Vote to Oppose the CFPB; 14 Ways to Finance a Small Business; Mortgage Minute; Your Credit Matters; Real Time Real Estate; Word on Wealth; and so much more. Ron Siegel, consumer advocate and mortgage lender with VIP Mortgage, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron at                   ·         800.306.1990  ·         Ron@RonSiegelRadio.com ·         www.RonSiegelRadio.com ·         Award Winning www.SiegelLendingTeam.com at VIP Mortgage ·         www.Facebook.com/RonSiegelRadio ·         Complimentary Home Valuation: Text “RSRCMA” to “79564” ·         Complimentary Area Trusted Professio

Ron, Donald, Steven and Kurt Discuss: Irvine Public School Foundation; Irvine Schools Get the Least amount of State Funding, but rank #1 per Newsweek, why; After School Sports, What’s the Difference in all these After School Teams; What’s the difference between Little League and Pony League; Pending Home Sales Remain Steady; What’s the Difference Between Debt Settlement and Debt Consolidation; 10 Sweet, Often-Overlooked Tax Breaks; Mortgage Minute; Your Credit Matters; Real Time Real Estate; Word on Wealth; and so much more. Ron Siegel, consumer advocate and mortgage lender with VIP Mortgage, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron at                   ·         800.306.1990  ·         Ron@RonSiegelRadio.com ·         www.RonSiegelRadio.com ·         Award Winning www.SiegelLendingTeam.com at VIP Mortgage ·         www.Facebook.com/RonSiegelRadio ·         Complimentary Home Valuation: Text “RSRCMA” to “79

Ron, Robert and Melinda discuss: Benefits of the Proper Glassware for drinking wine; Reidel Seminar; Things to Consider When Selling a Home; How to Maximize the Visibility of a Listed Home; How to Maximize the Visibility of a Listed Home; Home Equity, You May Have More Than You Think; Advice for Buyers Bidding on a Home With Multiple Offers; Can a Debt Collector Take My Kid’s College Fund; Mortgage Minute; Your Credit Matters; Real Time Real Estate; Word on Wealth; and so much more. Ron Siegel, consumer advocate and mortgage lender with VIP Mortgage, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron at                   ·         800.306.1990  ·         Ron@RonSiegelRadio.com ·         www.RonSiegelRadio.com ·         Award Winning www.SiegelLendingTeam.com at VIP Mortgage ·         www.Facebook.com/RonSiegelRadio ·         Complimentary Home Valuation: Text “RSRCMA” to “79564” ·         Complimentary Area Trusted

Ron discusses: Creating a Complimentary Household Board of Directors; Tax Planning is done now – Get a Referal to save in the ATP Program Below; 1 in 3 Homeowners have the wrong impression of their Homes Equity; Sales Up In (Almost) Every Price Range; What Happens If a Home is Damaged During Escrow; Employers to Start Offereing Student Loan Payment Plans; Mortgage Minute; Your Credit Matters; Real Time Real Estate; Word on Wealth; and so much more. Ron Siegel, consumer advocate and mortgage lender with VIP Mortgage, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron at                   ·         800.306.1990  ·         Ron@RonSiegelRadio.com ·         www.RonSiegelRadio.com ·         Award Winning www.SiegelLendingTeam.com at VIP Mortgage ·         www.Facebook.com/RonSiegelRadio ·         Complimentary Home Valuation: Text “RSRCMA” to “79564” ·         Complimentary Area Trusted Professionals: Text “ATP” to “79564

Ron, Chris and Brent discuss: Holiday Considerations for Selling One’s Home; the #1 Reason to List Your House Today; Homelessness Update from Solutions for Change; 1,000 Day Program to End Homelessness; One Family at a Time; #1 Reason to List Your House Today; 5 Reasons to Keep Your Lender in the Loop When You Make an Offer; Millennials, How to Become a 401 (k) Millionarel; Mortgage Minute; Your Credit Matters; Real Time Real Estate; Word on Wealth; and so much more. Ron Siegel, consumer advocate and mortgage lender with VIP Mortgage, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron at                   ·         800.306.1990  ·         Ron@RonSiegelRadio.com ·         www.RonSiegelRadio.com ·         Award Winning www.SiegelLendingTeam.com at VIP Mortgage ·         www.Facebook.com/RonSiegelRadio ·         Complimentary Home Valuation: Text “RSRCMA” to “79564” ·         Complimentary Area Trusted Professionals: T

Ron, Laurel and Bob discuss: Maximizing Real Estate Investment Poperty ROI; Preventative Planning increases relationships with Real Estate Investors/Tenants; Why Search Engine Optimization; Internet Marketing; How Quickly Are Homes Selling In Your State; 11 Financial Behaviors You Don’t Want Your Kids to Learn From You; California voters support taxes on cigarettes, commercial properties ; Mortgage Minute; Your Credit Matters; Real Time Real Estate; Word on Wealth; and so much more. Ron Siegel, consumer advocate and mortgage lender with VIP Mortgage, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron at                   ·         800.306.1990  ·         Ron@RonSiegelRadio.com ·         www.RonSiegelRadio.com ·         Award Winning www.SiegelLendingTeam.com at VIP Mortgage ·         www.Facebook.com/RonSiegelRadio ·         Complimentary Home Valuation: Text “RSRCMA” to “79564” ·         Complimentary Area Trusted

Ron, Fadel and Angie discuss: Is it Time to Downsize your Home; How to Master Your Credit Scores; 401(k) Plans are the New Piggy Bank; Millenials want to Live, Work and Play within walking distance of home; the changing Real Estate Demographic over the next 15-20 years; The Brief Case / Compact Life Style; Mortgage Minute; Your Credit Matters; Real Time Real Estate; Word on Wealth; and so much more. Ron Siegel, consumer advocate and mortgage lender with VIP Mortgage, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron at                   ·         800.306.1990            Ron@RonSiegelRadio.com           www.RonSiegelRadio.com           Award Winning www.SiegelLendingTeam.com at VIP Mortgage           www.Facebook.com/RonSiegelRadio           Complimentary Home Valuation: Text “RSRCMA” to “79564” ·                                        Complimentary Area Trusted Professionals: Text “ATP” to “79564”

Ron Siegel of Anaheim Hills CA, Robert Mott of La Quinta, CA and Don Mowery of Rancho Cucamonga Sue Robishaw of Tustin, CA discuss: current events, financial markets, politics, and even poking fun at the rest of the media in a live radio broadcast from Anaheim CA on ESPN and NBC Talk Radio. Ron, Robert and Don discuss: 2015 Napa Wine Harvest; What Color seeds do we prefer for Great Wine; Hazards of using an inexperienced Real Estate Professional; National Association of Realtors warns about Untrained, Unethical and Incompetent Real Estate Licensees; Renters, It is about to Get A Lot Worse; Is this my real score; HUD Addresses Reverse Mortgage Financial Assessment Complexities; Mortgage Minute; Your Credit Matters; Real Time Real Estate; Word on Wealth; and so much more. Ron Siegel, consumer advocate and mortgage lender with VIP Mortgage, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron at                   ·         80