On Property Podcast

ARVE Error: Mode: lazyload not available (ARVE Pro not active?), switching to normal mode Sometimes less is more and we have gone on a journey from extreme minimalism to a more conservative minimalistic approach to life. In today's episode we share our minimalism journey and how it has changed our lives for the better. Resources Related To This Episode Living Big In A TIny House Minimalism, A Documentary About The Important Things Transcription: So sometimes less is more and an ally. We've gone through a big journey towards extreme minimalism when we lived in the van and then we've come back out of minimalism but still have minimalistic aspects to our life. So today we wanted to talk a bit on minimalism, how it's changed our life and how we think it could improve your life as well. She probably thought, why minimalism? Okay. Like why we even like where did we even hear about minimalism avenue the night? Well we started learning about minimalism when we started looking into tiny houses and

ARVE Error: Mode: lazyload not available (ARVE Pro not active?), switching to normal mode When setting goals is your fear of DNF'ing causing you to set boring goals that are too easily attained and won't motivate you? What would your goals be like if you weren't afraid to DNF? Book A Free Strategy Session with Pumped On Property Resources related to this episode: 4 Hour Work Week Tim Ferriss Transcription: Hi there, Ryan here from on property and today I want to talk about this concept of are you afraid to dnf that sentence doesn't make sense to you right now. Don't worry, it will by the end of the video and not talking specifically about property today, but I'm talking about goal setting and kind of the counterintuitive approach that I have to goal setting and I want to stretch your mind today around how you go about setting your goals and give you the framework that I use to set my goals that might be a bit different to yours and you can decide whether or not you want to incorporate that in

ARVE Error: Mode: lazyload not available (ARVE Pro not active?), switching to normal mode Sometimes it makes sense to invest in your happiness and relationships at the expense of your long term financial success. Me and my wife Kelly talk about how we have approached investing in happiness in our lives. Resources Related To This Episode All In The Van Transcription: Sometimes when it comes to finances, it can be really easy to focus on your investments and focus on property because it all has a figure and you can see your net worth grow, but it can be a lot more difficult to spend money on your relationship and to value that relationship because it doesn't actually have any figures attached to it. So we wanted to create an episode today to talk about how we've kind of approached investing in our relationship in the hopes that it'll help some people out there. So. Hey, my name is Ryan today. I have with me Kelly. Hi. Can we have, you don't know is my wife. We've been married almost 10 years. Ca

https://www.youtube.com/watch?v=Ibnpdo6HCh4 How do you find suburbs that are both low risk that are also likely set for good future capital growth? Free Webinar: How To Find And Profit From High-Growth Areas In this episode we look at: - The 'Portfolio Killer' mistakes that people make when buying property- How to Dot Map Technique can uncover the ripple effect- How to lower your risk by avoiding red flags- What are the indicators of suburbs that have gone up in value- How two suburbs with a similar price can be SOOOO different in terms of growth potential and risk factors We also go through the data and do some analysis on a couple of suburbs in Melbourne so you can see side-by-side how we compare one suburb to another. Free Webinar If you liked today's episode then Jane is hosting a free webinar where she goes into this topic of finding high growth suburbs in more detail. I have attended many of Jane's webinars in the past and they are always jam packed with useful information and this one won't be any

ARVE Error: Mode: lazyload not available (ARVE Pro not active?), switching to normal mode So many property gurus talk about capital growth as the only way to make money in property. I want to challenge that assumption today and ask the question "Do you even need capital growth to achieve financial freedom?" Resources Related To This Episode 2 Properties To Financial Freedom 4 Properties To Financial Freedom Transcription: Do you need capital growth in order to achieve financial freedom? Like do you actually need capital growth in order to be financially free? That's what I want to talk about in today's episode because so often we just think the only way to invest in property is to invest for capital growth purposes and we're going to negatively gear in order to achieve that. So I kind of want to challenge that assumption in you today and challenge how much you rely on capital growth and not saying don't go for capital growth. We love capital growth obviously, but just whether or not you need i

ARVE Error: Mode: lazyload not available (ARVE Pro not active?), switching to normal mode What exactly does it feel like to be financially free? So many of us strive for financial freedom without actually knowing what it's going to feel like when we get there. That was exactly my experience. In this episode I want to share what it felt like for me achieving financial freedom, both the good and the bad (and yes there is bad). I share this in the hopes that I inspire to to seek financial freedom first, and extreme wealth second (if ever). Resources Related To This Episode: Struggling With Financial Freedom Episode @ 28 years old Our "All In The Van" YouTube Channel 2 Properties To Financial Freedom Transcription: A lot of people invest in property with the goal of becoming financially free or with a goal of becoming extremely wealthy, but it's actually really hard to experience what it's like to be financially free unless you actually achieve it. And so in this episode I want to talk about what

ARVE Error: Mode: lazyload not available (ARVE Pro not active?), switching to normal mode Book Your Free Strategy Session Resources Related To This Episode Rich Dad Poor Dad Book Barefoot Investor Barefoot Investor Bank Accounts Explained Questions About Barefoot Investor Bank Accounts 2 Properties To Financial Freedom Transcription: So like most people in Australia, I have a credit card or me and my wife do, it's from St George. Mastercard could eliminate $2,000, but we are actually working to completely get rid of our credit card. And then this episode I'm going to talk about why that is and why I think for us it's going to be best not to have a credit card, so this might help you. You might want to assess whether or not you want credit cards in your life or whether you actually want to step away from credit cards, which is what me and my wife will be doing in the future. Hey, I'm Ryan from on property.com dot EU. I hope people invest in property and achieve financial freedom. And for me, ge

ARVE Error: Mode: lazyload not available (ARVE Pro not active?), switching to normal mode Often property investing seems extremely complicated. This leaves many people feeling overwhelmed and unable to take action. Let's get back to basics and establish a simple way to invest in property and achieve financial freedom. Then if we want we can grow and expand our strategy from there. Book a Free Strategy Session with Pumped on Property Resources Related To This Episode: 2 Properties to Financial Freedom Video Ask a question Transcription: Often property investing can seem extremely complicated and extremely overwhelming and the biggest problem that I see people having is that they don't actually stop. And so in this episode I want to talk about how you can make property investing simple, not easy, not quick. This is not going to get rich quick and a really easy way to do it, but it's just going to simplify it. Property investing for you. So you'll have a really simple strategy and then you can

ARVE Error: Mode: lazyload not available (ARVE Pro not active?), switching to normal mode Expanding on my episode about the Barefoot Investor bank accounts I talk in more detail about practically how this way of banking works in my life. Resources From This Episode: Barefoot Investor Book Barefoot Bank Accounts Video ING Bank Accounts $1,000 Project Book Canstar NZ Transcription: I recently did an episode on the barefoot investor bank accounts and bucket, so I told about exactly how the barefoot investor recommends you set up your bank accounts, tried to make it really straightforward for you guys and also talks about the alterations that me and my wife made in order to make it work for us. So the barefoot investor bank account strategy is a great framework. It's a great way to manage your money. We had to make some alterations because it got a bit confusing for us, so we just made it work a little bit better for us and I think that's a good thing. You take the cool concept and you tweak it fo

ARVE Error: Mode: lazyload not available (ARVE Pro not active?), switching to normal mode Should you buy an investment property or your own home first? This is a major life decision and should NOT be taken lightly. In this episode I give some insights to hopefully make this decision easier for you. Resources Related To This Episode 2 Properties To Financial Freedom Transcription: Tonight I want to talk about the idea of whether or not you should buy an investment property or whether or not you should buy your home first and now this is not a decision that I think you should take lightly. Obviously this is a really important decision for you and for your family. This is going to be a massive purchase and a lot of people want to own their own home, so I'll just go straight out there and say that there's no right answer to this, so I'm not going to be saying what you should or shouldn't do, but I'm going to look at some of the pros and cons of each decision and then you can hopefully I'll help yo

ARVE Error: Mode: lazyload not available (ARVE Pro not active?), switching to normal mode Something I didn't realise would happen as I paid myself first is the momentum that would build once my savings became too large to touch. Buy the $1,000 Project Book Here Transcription: Hi Guys, Ryan here from on-property dot com dot EU, and in this episode I want to talk about how you don't need to be financially free in order to quit your job and to live the life of your dreams. So how does that work? That's what I'm going to be talking about in today's episode. VII, May. My name is Ryan. As I said, I run on property dot condo. You, I help people find and invest in positive cash flow properties. And today I want to debunk the myth that you need to be financially free. In order to quit your job. You need to be financially free in order to live the life that you want to live because it's actually not true. And so this idea comes out of the video that I did with Ben Everingham on two properties to financ

ARVE Error: Mode: lazyload not available (ARVE Pro not active?), switching to normal mode Did you know you don't have to be financially free to quit your job? By setting up a foundation for financial freedom you stop worrying about retirement and start pursuing a career you absolutely love. Transcription: Hi Guys, Ryan here from on-property dot com dot EU, and in this episode I want to talk about how you don't need to be financially free in order to quit your job and to live the life of your dreams. So how does that work? That's what I'm going to be talking about in today's episode. VII, May. My name is Ryan. As I said, I run on property dot condo. You, I help people find and invest in positive cash flow properties. And today I want to debunk the myth that you need to be financially free. In order to quit your job. You need to be financially free in order to live the life that you want to live because it's actually not true. And so this idea comes out of the video that I did with Ben Everingha

ARVE Error: Mode: lazyload not available (ARVE Pro not active?), switching to normal mode Is a dream home a worthy goal? Or is seeking financial freedom instead of a dream home going to make you happier? Transcription: Hey guys, Ryan here from on property and in today's episode I want to talk about this idea of your dream home and whether or not it's actually a worthy goal. Just going to go for a walk. This is my house right here. So you're going to leave my house. Isn't my dream home? No, it's not. We'll talk about that. We've also got my van here, which was my home for a couple of months, so me and the kitchen used to live in that for a couple of months. We're going to go for a walk down to the beach. Okay, so live one street back from the beach. Beach is just there. So we're going to head down to the beach and we're going to talk about this concept of a dream home. So I had an email recently from a listener have on property and if you're listening to this and you probably know who you are,

ARVE Error: Mode: lazyload not available (ARVE Pro not active?), switching to normal mode We've tried and failed at a lot of budgets over the years. Here are some of our failures as well as what we are learning about budgeting at the moment. Transcription: Hey guys, it's Ryan here from on property. We are just driving home from, we've been at a local farm where they do coffee and stuff like that. And so we're driving home at the moment, kills driving. Is this the first time in over 500 episodes that you've actually been on? So this is my wife Kelly and these are my kids. We go Sasha, Branson and we got lots. And so I thought I'll just take this time as we're driving through the hinterland, pretty gorgeous spot up here to talk about some of our budgeting fails that we've had over the years. There have been so, so many things that we've tried that just basically haven't worked and now I'm like a new budgeting plan and whether or not that'll work. It's definitely not waking for definitely over bu

https://www.youtube.com/watch?v=Pj8gLiDEz8Y For so many people financial freedom seems like an elusive goal that is extremely difficult to achieve. With the 2 properties to financial freedom strategy that elusive goal becomes an almost inevitable reality. All that changes will be how long it will take you to experience it. Download the 2 Properties To Financial Freedom Document Book Your Free Strategy Session Transcription: For so many people, financial freedom is this elusive goal that just seems really far in the distance and really difficult to achieve even property investors who purchased one, two, three properties often struggle to actually achieve financial freedom and have the freedom to make the choices that they want and to have the lifestyle that they want. So today, today I am super excited to have Ben Everingham with me. Hey Ben. Hey Ron. I'm excited man. This is going to be huge today. This is probably one of the biggest things that we've ever talked about, so really excited to be sharing thi

ARVE Error: Mode: lazyload not available (ARVE Pro not active?), switching to normal mode A quick challenge today to look at the questions you are asking yourself and to expand your life and financial situation by asking yourself better questions. Transcription: Hey guys, Ryan here from on-property, just wanting to do a quick video. Say I'm on my way to get pizza because my son nearly broke his toe basically. So he's home from school. He really wants pizza for lunch. So who am I to say no to that, but I wanted to stop and make just a really quick video to encourage you guys about the questions that you're asking yourself. So I get a lot of emails, a lot of questions from you guys about your situation or what do you think about this or what about this? And I love helping people out when I can and something that has really driven me through my life. It's just this constant seeking of better questions. Us and I think I got this originally from Robert Kiyosaki who's the author of Rich Dad, poor da

ARVE Error: Mode: lazyload not available (ARVE Pro not active?), switching to normal mode In this episode I sit down with Ben Everingham and we explore the Financial Freedom Foundation strategy (to be renamed) and what our thoughts are about it. This is really raw and fresh for us so it's a very candid look into our thought process. Book a free strategy session to secure your financial freedom foundation For those of you wanting the outline of this strategy without watching the video here are the basics: You purchase 2 properties valued at approximately $400,000 that rent for approximately $400-$420/week You build 1 granny flat on EACH of those properties. This will cost around $110,000 and should rent for around $280-$300/week Your properties are now cash flow neutral or positive You have a Principal and Interest loan over approximately 25 years The properties will now go on to pay themselves off. In 25 years when they are paid off you use the cash flow from the rental income to be

ARVE Error: Mode: lazyload not available (ARVE Pro not active?), switching to normal mode When investing in property it's important to estimate the annual cash flow. Here's exactly how to calculate the cash flow of an investment property. Get Access to the Property Tools Cash Flow Calculator Transcription: Okay, when it comes to purchasing investment property, it's really important that you understand the potential cash flow of a property before you go ahead and purchase it. You want to understand whether or not that property is going to be positive cashflow and put money into your pocket or if it's going to be negatively geared and you have to pay money each month just to keep it and how much money you have to pay because you don't want to invest in a property thinking it's going to be positively geared and then find out it's negatively geared to a large degree and you're struggling to keep your head above water because you have to keep to keep this property and not go under. So in this episo

ARVE Error: Mode: lazyload not available (ARVE Pro not active?), switching to normal mode Units and apartments are less likely to be positive cash flow when compared to houses. This is because they have a body corporate or strata fee that strips a good chunk of your cash flow. Transcription: Did you know that units are actually less likely to generate you a positive cashflow than houses? That's something that a lot of people don't think about when they're looking for positive cashflow property. Hey, I'm Ryan from on-property dot com dot EU. I help people find and invest in positive cash flow properties and today we are going to be looking at this exact topic, why it's harder for units to generate a positive cash flow than it is for houses and it's really, really simple. And so if you're out there searching for positive cash flow properties, then you might want to be looking at houses instead of units. Units can still generate a positive cash flow property. Don't get me wrong, they still can, b

ARVE Error: Mode: lazyload not available (ARVE Pro not active?), switching to normal mode In this landmark episode I want to take some time to look back over the last 8 years of the On Property blog and talk about how it all started as well as the plans for the future. Pages and Videos I Shared CashFlow Investor Initial Sales Page First Ever CashFlow Investor Blog Post First OnProperty Video On Property Plus Sales Video https://www.youtube.com/watch?v=U_B2DTIPZ_Q&t=84s Interview With Ben Everingham https://www.youtube.com/watch?v=Nd6OrpM0y_k Exporing Financial Freedom Video https://www.youtube.com/watch?v=U-nNqja8gRU&t=2s Transcription: When trying to find a positive cashflow property, a lot of people look at rental yield as the beal and endo for whether or not a property is going to be positive cashflow. If it's got a certain rental yield, they say yes, it will be. If it's below a certain rental yield, they say no. A white be. In this episode I'm going to talk about why rental yield d