You Need A Budget (ynab)

Look to optimize, and simplify.

A promise to Julie, and some advice for business owners (and everyone).

There's no shame in it. If you've quit YNAB, get started again. We've made the restart easy.

I may be pulling YNAB out of the equation for our kids and their money.

A financial lesson learned in the Arizona summer heat, while picking blackberries for my dad, when I was ten.

A few thoughts on forecasting, scarcity, and clarity.

 When you're in emergency mode, suddenly every purchase is justifiable. How do you avoid this flawed thinking?

I want to make some changes to how I spend my time. You can guess where this is going.

Announcing a new "division" of YNAB, designed specifically for small business owners.

The title says it all. If you don't want to change it, maybe you don't need to track it.

Create more than you consume, and develop a bias toward action.

Beware the tendency to not scrutinize your credit card point purchases.

Totally off-topic, but maybe till'll resonate with you. How I manage my To Dos.

When something financially unexpected happens, we all ask ourselves this same question. It's often seen as a negative, but let's turn that on its head.

We spent a week at Disneyland, and I learned a few things about questioning our assumptions.

YNAB's Notes feature is as flexible as your imagination. Let it run wild!

Perhaps generosity benefits the giver in ways not previously considered.

  How to you change the status quo? Adopt an extreme behavior for a while, and let it teach you (in surprising ways) some new money lessons.

  Sometimes in your excitement to start budgeting, you take the whole "categorization" thing a bit too far. No?

Are you guilty of binging before you crack down? With dieting or budgeting, it's just not healthy